meta_id 3439127

On August 27, 2026, Banco de México (the central bank) launched a second public consultation on draft rules governing the organisation, functioning, and operation of clearing houses for card payments. The consultation aims to promote efficiency and security in Mexico's card payment market while supporting the sound development of the financial system and protecting public interests. On the efficiency side, Banco de México establishes interoperability criteria between clearing houses to enable card payment processing without friction and at lower transaction costs, regardless of which clearing house processes the transaction. The rules also create conditions that encourage competition and facilitate the incorporation of new market participants and innovative services. On the security side, the central bank stipulates obligations to strengthen the adoption of international best practices in risk management and information protection under a transparent, robust governance framework. Through these measures, Banco de México seeks to foster acceptance and use of card payments as a payment method within a more fluid, transparent, and reliable digital ecosystem. The draft rules and consultation plan are available on Banco de México's website. The public may submit comments on the draft rules exclusively through the consultation portal until 6:00pm on September 24, 2026 (Mexico City time, GMT-6). REFERENCES: Banco de México. "Consulta pública del proyecto de Reglas para la organización, funcionamiento y operación de cámaras de compensación para pagos con tarjetas." Press release, August 27, 2026. https://www.banxico.org.mx/ConsultaRegulacionWeb/