meta_id 3435946

On August 25, 2026, the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration, the Office of the Comptroller of the Currency, the Consumer Financial Protection Bureau (CFPB), the Department of Housing and Urban Development, the Department of Justice, and the Federal Housing Finance Agency issued a Federal Register notice rescinding the February 22, 2022 Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B. The agencies determined that rescission was necessary because the Interagency Statement referenced an earlier version of Regulation B's provisions governing special purpose credit programs (SPCPs) that the CFPB amended through a final rule issued on April 22, 2026. The outdated guidance created risk that creditors might rely on it to engage in discriminatory activities inconsistent with the Equal Credit Opportunity Act (ECOA), Regulation B, and the Fair Housing Act (FHA). By rescinding the statement, the agencies ensure clarity that all SPCPs must comply with current ECOA and Regulation B requirements, as well as applicable fair lending and fair housing standards. The rescission is effective immediately and applies to all FDIC-supervised financial institutions. Creditors operating special purpose credit programs must ensure full compliance with ECOA, Regulation B, and the FHA. The CFPB's amended Regulation B final rule, published in the Federal Register at 91 FR 21620, establishes the current regulatory framework that governs special purpose credit programs and supersedes the provisions referenced in the rescinded interagency guidance.