meta_id 3386905

On August 7, 2026, the Croatian Parliament (Hrvatski sabor) published the Consumer Credit Act in the Official Gazette of the Republic of Croatia (Narodne novine), Issue 86/2026. The act, identified as document number 1071 in the gazette, establishes the legal framework governing consumer credit arrangements in Croatia. The Consumer Credit Act represents a significant legislative development for the Croatian financial services sector, establishing regulatory requirements and consumer protections applicable to credit providers and credit intermediaries operating within the jurisdiction. The act addresses key aspects of consumer credit transactions, including disclosure requirements, responsible lending practices, and consumer remedies. The publication in the Official Gazette constitutes the formal promulgation of the legislation, making it binding on all relevant parties and authorities within Croatia. The act is now in effect as of its publication date of August 7, 2026. Financial institutions, credit providers, and other market participants subject to the Consumer Credit Act must ensure compliance with its provisions. Stakeholders should review the full text of the act to understand their obligations and any transitional arrangements that may apply. The act may be accessed through the Official Gazette website, where the complete legislative text is available in PDF format. REFERENCES: Official Gazette of the Republic of Croatia (Narodne novine), Issue 86/2026, Document 1071, August 7, 2026. Available at: https://narodne-novine.nn.hr/