meta_id 3372805

On August 3, 2026, the Office of the Comptroller of the Currency (OCC) issued a notice of proposed rulemaking to implement structural and substantive changes to its rules governing the disclosure of OCC information under 12 CFR 4. The proposed changes aim to improve the balance between protecting OCC confidential information from public disclosure—necessary for candid information exchange between supervised entities and the OCC that underpins effective supervision—and permitting disclosure in limited circumstances to support economical business operations, public confidence in the financial system, and transparency to hold the agency accountable. The proposed rule would establish a new subcategory of OCC nonpublic information called "confidential supervisory information" (CSI). Key changes include modifying the prior approval requirement for supervised entities to disclose CSI by expanding information-sharing exceptions for business efficiency, government accountability, and supervisory coordination purposes, with appropriate and tailored safeguards. The proposal also provides for the release of certain aged CSI, clarifies the OCC's position on referrals for criminal prosecution for unauthorized disclosure of OCC information, and provides for expedited processing of Freedom of Information Act (FOIA) requests. Additionally, the rule would establish procedures for requestors to appeal denials of expedited processing or fee waiver requests and would combine current subparts B and C of 12 CFR 4 into one streamlined subpart. The proposed rule would apply to all national banks, federal savings associations, federal branches and agencies of foreign banks, and community banks with up to $30 billion in assets. Interested parties should contact the OCC's Chief Counsel's Office at (202) 649-5400 for further information.