pc
nid 94353
Aug 03, 2026
tojuri@vixio.com
Spain
Public Treasury
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2354 charsSpain's Public Treasury Publishes National Strategic Plan to Combat Money Laundering for 2026-2030
On June 26, 2026, Spain's Commission for the Prevention of Money Laundering and Monetary Offenses (COPBLAC) published its National Strategic Plan to Combat Money Laundering (2026-2030), a comprehensive framework designed to strengthen the country's institutional response to evolving money laundering threats. The plan represents the first cohesive national strategy to address money laundering from a systemic perspective, aligning Spain's preventive framework with emerging risks identified in the 2026 National Risk Assessment and European Union regulatory developments.
The Strategic Plan identifies six critical emerging trends affecting Spain: the growing use of crypto-assets and blockchain technology to obscure illicit fund flows; the intensive use of complex corporate structures to conceal beneficial ownership; the professionalisation of money laundering through "crime-as-a-service" networks; the exponential rise in digital fraud as a predicate offence; the misuse of artificial intelligence and deepfakes in identity theft and account opening; and the convergence of traditional and digital channels in money laundering schemes. The plan establishes six strategic objectives encompassing prevention, detection, prosecution, regulatory adaptation, private sector effectiveness, and inter-agency cooperation. Key measures include enhancing the Spanish Financial Intelligence Unit's (SEPBLAC) technological capabilities through artificial intelligence and data analytics; strengthening beneficial ownership transparency via the Central Register of Beneficial Ownership (RCTIR); implementing a three-year supervisory strategy; developing a National Asset Recovery Strategy; transposing recent European Union directives on money laundering prevention and asset recovery; and establishing collaborative mechanisms with the new European Union Anti-Money Laundering and Terrorist Financing Authority (ALBC).
The COPBLAC will oversee implementation through annual monitoring reports assessing compliance with objectives and measures. The Financial Intelligence Task Force (GOIF) will examine progress prior to COPBLAC review. Regular consultation mechanisms with private sector associations will inform implementation and identify practical difficulties. A final compliance report will be approved before developing the subsequent strategic plan.
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2975 charsSpain's Treasury Publishes National Strategic Plan to Combat Money Laundering for 2026-2030
On July 31, 2026, Spain's Treasury published the Commission for the Prevention of Money Laundering and Monetary Offences' (COPBLAC) National Strategic Plan to Combat Money Laundering (2026-2030), a comprehensive framework designed to protect the integrity of the financial system against its use for money laundering (ML) purposes, and to strengthen a coordinated, effective and risk-based institutional response.
The plan represents the first cohesive national strategy to address money laundering from a systemic perspective, aligning Spain's preventive framework with emerging risks identified in the 2026 National Risk Assessment and European Union regulatory developments. The strategic plan identifies four critical emerging trends affecting Spain:
Blockchain and money laundering, with the growing use of crypto-assets and blockchain technology to obscure illicit fund flows.
The intensive use of complex corporate structures to conceal beneficial ownership.
The professionalisation of money laundering through "crime-as-a-service" networks.
The rise in digital fraud as a predicate offence, including the misuse of artificial intelligence and deepfakes in identity theft and account opening
The plan establishes six strategic objectives encompassing prevention, detection, prosecution, regulatory adaptation, private sector effectiveness and inter-agency cooperation. Key areas of action include:
Aligning the resources and capabilities of the national money laundering system with the identified risks.
Promoting the use of new technologies in the ML detection phase, with a view to improving the system’s detection capabilities.
Increasing the transparency, quality and accessibility of information on beneficial ownership.
Strengthening the capabilities of the competent authorities to investigate money laundering.
Adapting the national legal framework to changes at the European level.
Strengthening cooperation with the new European Anti-Money Laundering Authority.
Strengthening cooperation between national authorities within the system.
COPBLAC will oversee implementation through annual monitoring reports that assess compliance with objectives and measures.
The Executive Service of the Commission for the Prevention of Money Laundering and Monetary Offences (SEPBLAC) will coordinate COPBLAC's activities relating to the strategic plan. This includes facilitating the collection of information necessary for monitoring, coordinating contributions from various participating bodies and institutions, and preparing the annual monitoring reports and final compliance report.
The strategic plan also takes into account the need for collaboration with the private sector, through regular consultation mechanisms, to ascertain their views on the application of the planned measures, identify any practical difficulties in their implementation and gather information on their impact on the preventive activities carried out by regulated entities.