meta_id 3365351

On July 29, 2026, the Croatian Financial Services Supervisory Agency (Hanfa) adopted a decision ordering Fima Plus d.o.o., a Varaždin-based company, to immediately cease the unauthorised provision of crypto-asset services. Hanfa established that between July 1, 2025 and January 23, 2026, Fima Plus d.o.o. provided crypto-asset services through the website https://fimacrypto.com without authorisation required under Regulation (EU) 2023/1114 on markets in crypto-assets (MiCA). The company executed orders for crypto-assets on behalf of clients and provided crypto-asset custody services. Specifically, Fima Plus d.o.o. received client funds into its own bank account, transferred these funds to foreign crypto-asset trading platforms, and purchased crypto-assets on behalf of clients. The company also sold clients' crypto-assets on foreign platforms and paid proceeds directly to clients. Additionally, it held clients' crypto-assets and funds in accounts opened in its own name with foreign trading platforms, thereby providing unauthorised custody services. Hanfa's decision requires Fima Plus d.o.o. to immediately cease all such activities and return clients' assets. The company must inform its clients of the measures imposed and provide arrangements for asset return. This enforcement action reflects Hanfa's commitment to protecting consumers and ensuring compliance with MiCA requirements. The decision underscores the importance of regulatory authorisation for entities providing crypto-asset services in Croatia, particularly as mandatory licensing requirements for crypto-asset service providers came into effect on July 1, 2026.