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pc nid 94165 Jul 22, 2026 arahman@vixio.com

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Bosnia and Herzegovina Publishes Decision on the Establishment of the Instant Payment System

On July 10, 2026, the Decision on the Establishment of the Instant Payment System of Bosnia and Herzegovina was published in the official gazette. This decision establishes the Instant Payment System of Bosnia and Herzegovina (IPS BiH) as a systemically important payment system managed by the Central Bank of Bosnia and Herzegovina. The operating procedures of the IPS, the terms and criteria for participation in the system, the rights and obligations of participants, settlement procedures, risk/incident management, business continuity, security measures and other matters of importance for the safety and operation of the IPS BiH are governed by the Rules of Operation of the IPS BiH, which have been adopted by the central bank in a separate decision. This decision comes into effect on July 11, 2026.