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On July 10, 2026, the Decision on the Rules of Operation of the Central Bank of Bosnia and Herzegovina's Instant Payment System (BBIPS) was published in the official gazette. The decision regulates the organisation and functioning of the system, participation requirements, the rights and obligations of participants and the central bank, the processing and settlement of instant payment orders, liquidity management and other rules necessary for the effective operation of the BBIPS. Participants in the BBIPS include: Banks. Payment service providers. Key points include: The operating hours of the BBIPS are 24 hours a day, seven days a week, 365 days a year, including weekends and holidays (24/7/365). The central bank maintains a list of active participants, updates it in a timely manner and publishes it on its official website. The maximum amount for a single transaction directed to the BBIPS is BAM5,000. A QR code (quick response code) can be used to initiate a payment order in the IPS BiH, in accordance with the specification to be published by the central bank. This decision comes into effect on July 11, 2026.