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The Central Bank of Russian Federation (CBR) has opened public consultations on several draft normative acts across banking regulation, financial services, and operational requirements. The consultations form part of the CBR's regulatory development process and invite stakeholder feedback through designated submission channels. The draft regulations under consultation address diverse regulatory areas. One proposal concerns disclosure forms and accounting procedures for non-credit financial organisations. A second draft addresses amendments to requirements for banknote-processing machines used by credit organisations. A third proposal establishes minimum information standards that credit organisations must provide to individuals when conducting securities transactions or derivative financial instrument contracts, including disclosure of conditions, risks, and information provision methods. Additional drafts propose amendments to the CBR's regulations on own funds (capital) calculations for credit organisations under Basel III standards; modifications to insider information lists; and changes to existing CBR directives. These amendments reflect ongoing refinements to capital adequacy frameworks, information governance, and operational compliance standards applicable to Russian credit institutions and financial service providers. Stakeholders may submit comments and recommendations through designated email addresses specific to each proposal. Comment periods vary by regulation, with deadlines ranging from July 9, 2026 to July 23, 2026. All submissions should follow the CBR's recommended format for comments and proposals, available on its website. The CBR has also published its 2026 regulatory development plan and maintains a corruption impact assessment process for all draft normative acts. Detailed project documentation, including explanatory notes and comment submission procedures, is available on the CBR website at www.cbr.ru.

On July 6, 2026, the Central Bank of Russia (CBR) published an information letter on the restructuring of borrowers' debt. Key points include: If a borrower submits an application to a lender during the third quarter of 2026 requesting loan restructuring, the CBR recommends that loan providers approve such an application. A lender is entitled to assess the borrower's financial condition as no worse than average, provided that: The development plan submitted by the borrower to the lender as part of the restructuring procedure is based on the projected macroeconomic indicators set out in the CBR's medium-term forecast. The business plan provides for the following financial performance targets, which the borrower must meet during the relevant period. The development plan submitted by the borrower to the lender as part of the restructuring procedure is based on the projected macroeconomic indicators set out in the CBR's medium-term forecast. The business plan provides for the following financial performance targets, which the borrower must meet during the relevant period. A lender, in exercising its professional judgement, has the right to decide (an aggregate decision regarding the entire portfolio of loans) not to take the loan restructuring factor into account if the total duration of the borrower’s delinquencies on principal and/or interest over the past 180 calendar days as of the date of the credit risk assessment does not exceed 30 calendar days.

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Russia's Central Bank of Russian Federation Opens Public Consultation on Multiple Regulatory Amendments

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Central Bank of Russia Publishes Information Letter on Restructuring Borrowers' Debt