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On February 17, 2026, the European Banking Authority (EBA) Banking Stakeholder Group (BSG) held its regular meeting at EBA premises to discuss ongoing regulatory developments, market risks, and institutional priorities. The BSG welcomed two new members: Mathilde Bonneau, representing financial institutions, and Michael Troege, representing independent top-ranking academics. The group's technical working groups provided updates on their respective areas. The Capital & Liquidity Recovery & Resolution working group submitted a response to the EBA's consultation paper on supervisory review and evaluation process procedures and supervisory stress testing. The Governance & Supervision working group contributed to this response and expressed interest in commenting on amendments to guidelines on the Systemic Risk Buffer. The Payments working group noted expectations regarding finalisation of mandates under the Payment Services Directive 3 (PSD3) and Payment Services Regulation (PSR). The Financial Innovation & Digitalisation working group discussed white labelling developments and proposed future discussions on proportionality and cost-benefit analysis. The EBA Executive Director provided substantive updates on key developments. On January 1, 2026, the EBA and the newly established Anti-Money Laundering Authority (AMLA) completed the transfer of all anti-money laundering and counter-terrorism financing mandates, functions, and tools, including the EuReCa database. The EBA launched two new data portals: the European Data Access Portal, providing centralised access to supervisory data including the Risk Dashboard, and the Pillar 3 data hub, which made prudential information from all European Economic Area institutions publicly accessible from January 26, 2026. The BSG discussed emerging risks including geopolitical volatility, cybersecurity threats, and potential regulatory changes in the United States. The group reviewed the EBA's proposals for simplifying the EU-wide stress testing framework, including integration with supervisory reporting and development of top-down credit risk models. A climate risk module is planned for the 2027 stress test. The BSG also examined the EBA's Discussion Paper on simplification of the credit risk framework, with responses due by May 10, 2026. Consultations on regulatory technical standards remain open through March and April 2026. REFERENCES: European Banking Authority. (2026). *Banking Stakeholder Group Minutes of the meeting on 17 February 2026*. EBA/BSG 2026 015 rev. 1.

On June 6, 2026, the European Banking Authority (EBA) published the minutes of the meeting held by the Banking Stakeholder Group (BSG). The EBA outlined its ongoing work to evolve the EU-wide stress testing framework following the latest EU-wide stress test, which confirmed the resilience of the EU banking sector under adverse scenarios. Building on lessons learned and the EBA's wider efficiency agenda, the proposed reforms seek to simplify the stress testing framework, improve usability and enhance synergies with supervisory reporting. The proposed changes include simplifying the bottom-up framework by streamlining data templates and integrating stress reporting with supervisory reporting for starting points, alongside developing top-down credit risk models based on supervisory reporting. The EBA also intends to improve infrastructure for collaboration between supervisors and banks through the NII platform and a collaboration platform for supervisory models. Potential applications of the top-down model include benchmarking, assessing the impact of shocks on the banking sector, identifying common risks and vulnerabilities and exploring targeted scenarios beyond solvency. In addition, it plans to introduce a climate risk module into the 2027 EU-wide stress test and will consult on reporting changes in Q2 2026 and on the revised stress test methodology in July 2026.

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European Banking Authority's Banking Stakeholder Group Convenes to Address Regulatory Simplification and Market Developments

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European Banking Authority Publishes Minutes of Meeting of the Banking Stakeholder Group