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pc nid 93551 Jun 29, 2026 arahman@vixio.com Bosnia and Herzegovina Banking By Laws - Banking Agency of Fed financial services
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Bosnia and Herzegovina Banking Agency Issues Decision on Special Support Measures for Bank Clients

On June 26, 2026, the Banking Agency of the Federation of Bosnia and Herzegovina (FBA) issued a decision establishing special measures to support bank clients during periods of external disruption. The decision was published in the Official Gazette of the Federation of Bosnia and Herzegovina (Službene novine Federacije BiH), Issue 47/26. The decision introduces a framework of protective measures designed to safeguard banking customers when external disturbances or disruptions affect normal banking operations. These measures aim to ensure continuity of essential banking services and maintain client access to their accounts and funds during periods of systemic or operational challenges. The FBA's action reflects regulatory commitment to maintaining financial stability and protecting consumer interests within the Federation's banking sector. The decision applies to all licensed banks operating within the Federation of Bosnia and Herzegovina and establishes obligations for these institutions to implement support protocols for their clients. The measures represent an important regulatory development for both banking institutions and their customers, establishing clear expectations for operational resilience during external disruptions. The decision became effective upon publication in the Official Gazette on June 26, 2026. Banks operating in the Federation of Bosnia and Herzegovina should review the decision to ensure compliance with the newly established support requirements for their clients. **Reference:** Official Gazette of the Federation of Bosnia and Herzegovina (Službene novine Federacije BiH), Issue 47/26, June 26, 2026

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Bosnia and Herzegovina Banking Agency Adopts Decision on Special Support Measures for Bank Clients

On June 22, 2026, the Banking Agency of the Federation of Bosnia and Herzegovina (FBA) adopted a decision establishing special measures to support bank clients during periods of external disruption. The decision introduces a framework of protective measures designed to safeguard banking customers when external disturbances or disruptions affect normal banking operations. These measures aim to ensure continuity of essential banking services and maintain client access to their accounts and funds during periods of systemic or operational challenges. A bank may grant clients one or a combination of the following special measures: A moratorium or a deferral of loan repayments with the suspension of interest and additional fees on the loan amount for the duration of the moratorium. The introduction of a grace period for the loan repayment of principal on credit obligations for loans repaid in annuities for a period of up to 12 months. An extension of the final maturity date for loans repaid in annuities. This decision shall enter into force the day after its publication in the official gazette.