meta_id 3273046

On June 25, 2026, the Federal Deposit Insurance Corporation (FDIC) Board of Directors approved a notice of proposed rulemaking that would revise resolution submission requirements for insured depository institutions (IDIs) with $50 billion or more in total assets under the IDI Rule. The proposal significantly streamlines filing requirements by focusing on information that directly supports the FDIC's readiness to resolve institutions cost-effectively. Key changes include raising the dollar threshold from $50 billion to $100 billion, with automatic future adjustments through indexing methodology. The FDIC would move all covered IDIs to a three-year filing cycle, replacing interim supplements with notices of extraordinary events for material changes. The proposal eliminates more than half of existing content requirements, including hypothetical resolution strategies, scenario analyses, and capability testing. It removes the public section of submissions and eliminates the FDIC's credibility determinations and feedback approach identifying "material weaknesses" or "significant findings." The proposal maintains essential informational requirements including financial data, corporate structure, key personnel, and information systems. It adds new content requirements to enhance FDIC resolution planning and execution, such as information technology architecture mapping, deposit activity details, and qualified financial contract information. The FDIC exempted all IDIs subject to the IDI Rule from filing requirements in October 2026 and 2027 pending the rulemaking process. Initial submissions under the final rule would be due no earlier than 270 days after the effective date. The comment period closes 60 days after publication in the Federal Register. A concurrent proposal for a Resolution Readiness Adjustment to the deposit insurance assessment framework is being published separately for notice and comment.