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pc nid 93438 May 28, 2026 arahman@vixio.com Kosovo Central Bank for the Republic of Kosovo (BQK) - Regulations (Payment Systems) horizon scanning
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Kosovo's Central Bank Approves Regulation on Reporting Statistics of Payment Instruments

On May 28, 2026, the Board of the Central Bank for the Republic of Kosovo (BQK) approved a new Regulation on Reporting Statistics of Payment Instruments. The regulation establishes rules for payment service providers and payment system operators to report statistics on payment instruments and payment services to the BQK, with the aim of ensuring accurate and comparable data collection to support transparency, analysis, and decision-making within Kosovo's payments sector. The regulation applies to all payment service providers and payment system operators in Kosovo, including banks, electronic money institutions, payment institutions, postal institutions authorised to provide payment services, and the BQK itself when not acting as a monetary authority. Reporting entities must submit statistical data within fifteen calendar days after the end of each reference period, covering account data, domestically issued cards, payment terminals, payment transactions by instrument type and terminal type, active electronic money value, and fraud or misuse reports. The BQK will publish aggregated statistics on a monthly, quarterly, and annual basis as open data on its official website. Data may be revised if omissions, inaccuracies, or errors are identified following publication. The BQK will verify reported data through on-site inspections and may require additional clarifications or corrections to ensure compliance with defined statistical standards. Reporting entities must ensure submitted data are accurate, complete, and verified before submission. Violations of the regulation's provisions are subject to corrective measures and civil administrative sanctions in accordance with applicable Kosovo legislation. The regulation repeals the previous Regulation on Payment Instrument Statistics approved on February 28, 2023. The BQK will issue a detailed Guideline on Reporting Statistics of Payment Instruments to define reporting procedures, data structure, deadlines, and technical submission formats. The regulation enters into force fifteen days following its approval.

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Kosovo's Central Bank Approves Regulation on Reporting Statistics of Payment Instruments

On May 28, 2026, the Board of the Central Bank for the Republic of Kosovo (CBK) approved a new Regulation on Reporting Statistics of Payment Instruments. Firms shall be obliged to submit to the CBK data that includes: Account data. Cards issued domestically. Devices enabling the intiation of payment terminals. Payment transactions by instruments and types. Payment transaction by terminal type. Terminals by municipality. Active value of electronic money. Report on attempted fraud or misuse through payment instruments. Statistical reports on payment instruments shall be submitted to the CBK within 15 calendar days after the end of the reference period for which the data is reported. The CBK shall publish statistics as open data, based on the data reported by the firms. This information will be published on the official website on a monthly, quarterly and annual basis. This regulation shall enter into force on June 12, 2026.