meta_id 3243682

The Reserve Bank of India (RBI) has issued the Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Third Amendment Directions, 2026. The amended directions contain: Regulations prescribing a zero percent risk weight for exposures guaranteed under the Emergency Credit Line Guarantee Scheme (ECLGS) 5.0, applicable to the extent of 75 percent of the guaranteed portion where the settlement amount is expected to be received within 30 days from the date of invocation. Specific rules mandating that the remaining exposure will continue to attract a risk weight according to the extant guidelines. The amendments take immediate effect.