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On June 9, 2026, Estonia's Money Laundering Data Bureau (Rahapesu Andmebüroo) issued a notice to gambling service providers addressing terrorism financing risks, typologies, and indicators. The notice emphasises the importance of applying due diligence measures and fulfilling reporting obligations to more effectively detect suspected terrorism financing. Both the Royal United Services Institute (RUSI) and the Financial Action Task Force (FATF) have identified that the online gaming industry plays an increasingly central role in extremism and terrorism financing. Cases have been detected involving both major terrorist organisations, including ISIL and Al-Shabaab, and so-called micro-financing affecting individuals. Terrorism financing transactions typically involve small amounts, distinguishing them from money laundering cases. Importantly, funds involved in terrorism financing may originate from legitimate sources, making behavioural patterns and identity verification critical to detection efforts, including through public sources. The notice provides multiple recommendations for applying due diligence measures and identifies risk indicators that service providers should monitor. These include identity verification procedures, geographical risks, asset movement investigation, and various warning signs. The notice addresses identity verification, geographic risk factors, investigation of fund movements, and specific indicators of terrorism financing activity. Service providers must immediately report to the Money Laundering Data Bureau any circumstances indicating terrorism financing. The notice is available as a downloadable document: "Märgukiri hasartmänguteenuse pakkujatele terrorismi rahastamise riskidest" (4.1 MB, PDF). REFERENCES: Money Laundering Data Bureau (Rahapesu Andmebüroo) – Notice to Gambling Service Providers on Terrorism Financing Risks