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On June 9, 2026, the Australian Securities and Investments Commission (ASIC) published the ASIC Credit (Amendment) Instrument 2026/64, a legislative instrument that amends existing credit licensing and conduct requirements under the National Consumer Credit Protection Act 2009 (NCCPA). The instrument came into force on June 9, 2026. ASIC administers this instrument under authority granted by the NCCPA, which establishes the regulatory framework for consumer credit in Australia. The amendment instrument modifies ASIC's credit licensing rules and related conduct obligations that apply to credit providers and credit representatives operating in the Australian market. The specific amendments address regulatory requirements governing credit licensing conditions, responsible lending obligations, and conduct standards for credit licensees. These changes affect all entities providing consumer credit products or services in Australia, including banks, non-bank lenders, and credit intermediaries. The amendment represents an update to ASIC's regulatory framework to ensure alignment with current consumer credit protection standards and market practices. The Department of the Treasury administers the NCCPA framework under which this instrument operates. The full text of the ASIC Credit (Amendment) Instrument 2026/64 is available on the Federal Register of Legislation, along with an accompanying explanatory statement detailing the rationale and scope of the amendments. Credit licensees and representatives should review the instrument to ensure compliance with the updated requirements, which took effect immediately upon publication. REFERENCES: Federal Register of Legislation: ASIC Credit (Amendment) Instrument 2026/64 https://www.legislation.gov.au/