meta_id 3222389

On May 27, 2026, the Council of the Central Bank of Montenegro (CBCG) passed a decision amending the Decision on Minimum Value of Payment Transactions to be Processed in the Real-Time Gross Settlement (RTGS) System. The amendment modifies the implementation timeline for the minimum transaction value requirements governing which payments must be processed through Montenegro's RTGS infrastructure. The decision, adopted pursuant to Article 44, paragraph (2), item 3 of the Central Bank of Montenegro Law and Article 159, paragraph (2) of the Payment System Law, replaces the original provision that required the minimum value threshold to apply seven days after the decision's entry into force. The amended provision establishes a specific effective date of June 20, 2026, for the minimum transaction value requirements to take effect. This change provides payment system participants with a defined implementation date rather than a rolling timeline calculated from publication. The RTGS system is Montenegro's critical infrastructure for high-value, time-sensitive payment settlement. The minimum transaction value threshold determines which payments must route through this system versus alternative payment processing channels. By establishing a fixed effective date, the CBCG enables payment service providers and financial institutions to plan operational adjustments and system configurations with certainty. The decision entered into force upon publication in the Official Gazette of Montenegro. Payment service providers and other participants in Montenegro's payment system should ensure compliance with the minimum transaction value requirements by June 20, 2026.