meta_id 3205909

On June 2, 2026, Finansinspektionen (FI), Sweden's financial supervisory authority, announced the launch of a reporting system for non-performing credit agreements. Affected companies can now conduct test reporting through the Fidac reporting system, with live reporting becoming available from July 1, 2026. Non-performing credit agreement reporting is mandatory and must be submitted on a semi-annual basis. FI has established the following key reporting dates: the first reporting period covering the six months ending June 30, 2026, must be submitted by August 10, 2026, either via Fidac or in Excel format; the second reporting period covering the six months ending December 31, 2026, must be submitted by January 31, 2027, exclusively through Fidac. Test reporting generates notification emails containing the same details as standard reporting submissions. However, test reports are not forwarded to FI, meaning companies must submit a separate valid report through Fidac to complete their submission obligation. Reports are submitted by uploading a JSON file in Fidac, which must conform to the JSON schema specified under "Scheman och tekniska beskrivningar" on the Fidac webpage. To access the reporting functionality, companies must have periodic reporting permissions in the Reporting Portal. Companies should ensure they have the necessary technical access and comply with the specified file formats and deadlines to meet their regulatory obligations.