meta_id 3203659

On June 1, 2026, Denmark's Financial Supervisory Authority (Finanstilsynet) announced a reorganisation of its supervision of systemically important financial institutions (SIFI) credit institutions, effective July 1, 2026. The restructuring aims to increase specialisation, strengthen cross-group coordination, and reflect the market trend toward fewer, larger credit institutions. The reorganisation establishes four new offices replacing the previous structure. The Office for Group and Governance consolidates supervision of SIFI groups, SIFI credit institutions, and selected larger non-SIFI institutions, serving as the central contact point for Danske Bank A/S, Jyske Bank A/S, Nykredit Realkredit A/S, Sydbank A/S, Saxo Bank A/S, significant foreign branches including Nordea Danmark and SEB Danmark, and non-SIFI institutions Ringkjøbing Landbobank A/S and Sparekassen Danmark. The Office for Mortgage Credit and Capital supervises covered bonds and mortgage credit institutions (except Nykredit Realkredit A/S), serving as the expert office for real estate valuation and capital instrument supervision. The Office for Credit Risk supervises credit risk in SIFI institutions and internal ratings-based models. The Office for Liquidity Risk, Market Risk and Accounts supervises liquidity and market risks across all credit institutions and manages accounting oversight. Additionally, Finanstilsynet has initiated an evaluation of practical arrangements for SIFI supervision, including meeting and examination formats, with dialogue planned between the authority and institutions. The reorganisation does not affect supervision of other risk areas including anti-money laundering, information technology security, investor protection, and consumer protection.