meta_id 3165044

On May 18, 2026, the Reserve Bank of India (RBI) issued the Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Sixth Amendment Directions, 2026. The amendment modifies the Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Directions, 2025, which came into effect on November 28, 2025. The RBI exercised powers conferred by Section 35A of the Banking Regulation Act, 1949, to issue this amendment. The modification was made consequent to the issuance of the Reserve Bank of India (Commercial Banks – Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026. The specific change deletes Sub-paragraph 21(i)(b) from the capital adequacy directions. The RBI determined the amendment necessary and expedient in the public interest. The amendment came into effect on the date of issue, May 18, 2026. Commercial banks operating in India must ensure compliance with the amended prudential norms on capital adequacy. The deletion of Sub-paragraph 21(i)(b) represents a modification to the capital adequacy framework governing Indian commercial banks. Banks should review the full text of the amended directions to understand the specific implications of this deletion for their capital requirements and regulatory compliance obligations. **Reference:** Reserve Bank of India. (May 18, 2026). Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Sixth Amendment Directions, 2026. RBI/2026-27/90 DOR.MRG.REC.No.78/21-01-002/2026-27.