meta_id 3164784

On May 15, 2026, the State Bank of Vietnam (SBV) issued Circular 08/2026/TT-NHNN, which amends and supplements point (a) of clause 4, Article 20 of Circular 22/2019/TT-NHNN. Circular 22/2019/TT-NHNN establishes limits and safety ratios for banking operations conducted by credit institutions and foreign bank branches operating in Vietnam. Circular 08/2026/TT-NHNN modifies specific provisions governing safety ratios and prudential requirements that credit institutions and foreign bank branches must maintain during their operations. The amendment targets point (a) of clause 4, Article 20 of the earlier circular, which sets out safety ratio thresholds designed to ensure financial stability and protect depositors within Vietnam's banking system. The SBV introduced this amendment to refine and strengthen the regulatory framework governing banking safety standards. The modification applies to all credit institutions and foreign bank branches conducting business in Vietnam, including state-owned commercial banks, joint-stock commercial banks, wholly foreign-owned banks, joint-venture banks, policy banks, cooperative banks, and non-bank financial institutions. The amendment ensures these entities maintain adequate capital buffers and liquidity positions to withstand financial stress and operational challenges. Credit institutions and foreign bank branches must ensure compliance with the revised safety ratio requirements outlined in Circular 08/2026/TT-NHNN. The SBV will enforce these requirements through its ongoing supervisory activities and regulatory oversight of the banking sector.