meta_id 3107894

On April 27, 2026, the Bank of Russia published an overview of banking regulation initiatives, outlining planned regulatory developments and recently implemented measures for the financial sector. The Bank of Russia plans to publish for regulatory impact assessment (RIA) in the second quarter of 2026 proposals to strengthen requirements for capital sources and their transparency. It will also prepare a concept for changes to subordinated instrument regulation. The new subordinated debt requirements aim to enhance banks' loss absorption capacity during crises while making such instruments more attractive to investors. For RIA purposes, the Bank of Russia will introduce innovations in credit risk assessment when calculating capital adequacy and concentration ratios. Banks will be permitted to apply reduced risk weights when financing state-private partnership projects. Additionally, the Bank of Russia will present a new concept for regulating credit concentration risk. Among recently implemented initiatives, the Bank of Russia has published for RIA changes to credit reserve requirements for construction companies; approved a decision allowing banks to incrementally deduct intangible assets created for import substitution of critical information technology infrastructure from their capital; and published a report summarising discussions on a new methodology for identifying systemically significant credit institutions. Further details are available in the Bank of Russia's Banking Regulation Overview for the first quarter of 2026. REFERENCES: Bank of Russia. (April 27, 2026). Banking Regulation Overview: Upcoming Plans and Implemented Initiatives. Retrieved from www.cbr.ru