meta_id 3099874

On April 22, 2026, the Bank of Russia announced updates to collateral requirements for loans provided to credit institutions, effective from May 4, 2026. The central bank will now permit the transfer of non-marketable assets between credit institutions' collateral pools in accordance with an established procedure. During the initial phase, such transfers will only be permitted as part of a credit institution's reorganisation. The Bank of Russia has also raised the minimum outstanding principal balance of a loan that a credit institution may transfer as collateral from ₽2 million to ₽5 million. Information regarding the updated minimum amount will be published on the Bank of Russia website. Additionally, credit institutions will be able to withdraw requests for increases in the value of non-marketable assets using unified formats of electronic bank messages. Non-marketable assets are defined as claims under loan agreements. The updated Terms and Conditions for the Issue and Repayment of Bank of Russia Loans Backed by Securities or Credit Claims will apply from May 4, 2026. These changes aim to streamline collateral management procedures for credit institutions and enhance the flexibility of the Bank of Russia's lending operations. Credit institutions should review the updated terms and conditions and ensure compliance with the new collateral requirements by the effective date of May 4, 2026. Further details regarding the minimum collateral amounts and procedures are available on the Bank of Russia website. REFERENCES: Bank of Russia. (2026, April 22). Updated collateral requirements for Bank of Russia loans. Retrieved from www.cbr.ru