meta_id 3078130

On January 19, 2026, the Central Bank of Russia published the Instruction on Amendments to the Directive of the Bank of Russia dated June 13, 2024, No.6748-U. Key amendments include: A representative authorised to act on behalf of a client on the basis of a power of attorney shall submit the client's application via a money transfer operator. A money transfer operator must engage with the payer when requested by the Bank of Russia to verify reports of unauthorised or attempted unauthorised transfers. If the payer confirms the notification or attempted transfer, the operator must inform the Bank of Russia that there are grounds to include the client's details in the relevant database. If the payer denies or does not confirm the notification, the operator must notify the Bank of Russia that there are no grounds for inclusion. If the payer does not respond, the operator must make its own determination, based on its risk management system, and report to the Bank of Russia on whether inclusion in the database is justified. This instruction shall come into force ten days after the date of its official publication.