meta_id 3046225

On March 25, 2026, the Magyar Nemzeti Bank (MNB) issued Decision H-KPL-I-B-1/2026 against CIB Bank Zrt., requiring the institution to comply with obligations regarding automated teller machine (ATM) installation and imposing a financial penalty. The MNB determined that CIB Bank failed to fully meet its obligations under the Act on Automated Banknote Dispensers (2025 Act XVIII) and the MNB Regulation 19/2025 (VI. 26) governing ATM installation criteria and cost-sharing among payment service providers. Specifically, the bank did not adequately install and operate ATMs in settlements with populations exceeding 1,000 residents as required by law. The MNB's decision compels CIB Bank to install ATMs in specified settlements by designated deadlines as outlined in the decision's annex. The bank must ensure full compliance with statutory requirements and MNB regulatory decisions regarding ATM network installation and operation going forward. The MNB also imposed an administrative fine of HUF 20,000,000 (twenty million Hungarian forints) on the institution. CIB Bank must remit the fine within 30 days of the decision becoming final to MNB account 19017004-01671000-30900005, marked as "bírság" (fine) with the decision number referenced. Failure to pay within the specified deadline will result in late payment interest calculated at twice the MNB base rate divided by 365 for each calendar day. The decision noted no procedural costs were incurred during the proceedings. REFERENCE: Magyar Nemzeti Bank Decision H-KPL-I-B-1/2026 (March 25, 2026)