The Michigan DIFS has permanently revoked Kenny Brooks' insurance license effective immediately following admitted violations of the Michigan Insurance Code, including fraud and dishonest practices.
Mandatory inheritance: Licence Revocation is a child of Enforcement, so Enforcement must be raised as the secondary tag.
Product
This is a regulatory enforcement action concerning insurance license revocation for fraud and dishonest practices, which does not map to any specific financial product type in the taxonomy.
No secondary product type is identifiable in this enforcement action, as it concerns regulatory discipline rather than a specific financial product or service.
Obligation
The update documents a formal disciplinary action (license revocation) by a regulatory authority against an individual for violations of insurance law, which constitutes an Approval and Certification obligation in the form of a regulatory sign-off or certification of a disciplinary outcome.
The update also involves Governance and Oversight elements, as the Senior Deputy Director retains ongoing jurisdiction and authority to issue further orders, though this is secondary to the primary disciplinary certification action.
Activity
This is a regulatory enforcement action revoking an insurance license for fraud and dishonest practices, which relates tangentially to fraud prevention but is primarily an administrative/disciplinary matter outside the core business activity taxonomy.
The enforcement action involves investigation of fraudulent license application practices, but this is a regulatory enforcement outcome rather than an operational business activity.
Themes
The revocation addresses fraudulent conduct and dishonest practices in obtaining and conducting an insurance license, which relates to financial crime and fraud prevention, though the update is primarily an enforcement action rather than a forward-looking regulatory requirement.
The misrepresentation and fraud in obtaining the license also implicates fraud prevention, though this is a retrospective enforcement case rather than a prospective fraud-prevention control requirement.
Functions
This is a personnel/licensing enforcement action against an individual insurance agent, not a regulatory update affecting retail financial services firm operations or internal functions.
Legal functions may need to monitor the enforcement precedent, but this is an external disciplinary action against a third party rather than an obligation imposed on the firm itself.
2026-08-17 18:42:59·pdonofrio@vixio.com
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TITLE: Michigan Department of Insurance and Financial Services Revokes Insurance License of Kenny Brooks
BODY:
On August 12, 2026, Joseph Garcia, Senior Deputy Director and General Counsel of the Michigan Department of Insurance and Financial Services (DIFS), issued an Order Accepting Stipulation revoking the insurance license of Kenny Brooks (Enforcement Case No. 26-18940). The revocation took effect immediately.
DIFS served Brooks with a Notice of Opportunity to Show Compliance (NOSC) on March 23, 2026, asserting that Brooks had provided justification for sanctions under two provisions of the Michigan Insurance Code of 1956 (Code). Brooks admitted that sanctions were warranted under Section 1239(1)(a) of the Code because he attempted to and did obtain a license through misrepresentation or fraud. Brooks also admitted that sanctions were warranted under Section 1239(1)(g) of the Code because he used fraudulent or dishonest practices and demonstrated untrustworthiness in the conduct of business. Under Sections 1239 and 1244 of the Code, the Director is authorised to take disciplinary action against an insurance license and impose monetary penalties for statutory violations.
Brooks is prohibited from reapplying for any license administered by DIFS. Any attempt to reapply will constitute a violation of the order and will result in the commencement of additional proceedings. The Senior Deputy Director retains jurisdiction over the matters contained in the order and has authority to issue further orders as deemed necessary and appropriate in accordance with the Michigan Insurance Code. Failure to abide by the terms and provisions of the stipulation and order may result in the commencement of additional proceedings.
STATE OF MICHIGAN DEPARTMENT OF INSURANCE AND FINANCIAL SERVICES Before the Director of the Department of Insurance and Financial Services In the matter of: Kenny Brooks Enforcement Case No. 26-18940 System ID No. 1356716 Respondent. --------�/ Issued and entered on August 12,2026 by Joseph Garcia Senior Deputy Director and General Counsel ORDER ACCEPTING STIPULATION Based upon the Stipulation to Entry of Order and the files and records of the Department of Insurance and Financial Services (DIFS) in this matter, the Senior Deputy Director finds and concludes that: 1. The Senior Deputy Director has jurisdiction and authority to adopt and issue this Order Accepting Stipulation in this proceeding pursuant to the Michigan Administrative Procedures Act of 1969 (APA), as amended, MCL 24.201 et seq., and the Michigan Insurance Code of 1956 (Code), MCL 500.100 et seq. 2. All required notices have been issued in this case, and the notices and service thereof were appropriate and lawful in all respects. 3. Acceptance of the Stipulation to Entry of Order is reasonable and in the public interest. 4. All applicable provisions of the APA have been either satisfied or waived by all Parties. 5. On or about March 23, 2026, DIFS served a Notice of Opportunity to Show Compliance (NOSC) on Respondent. In the NOSC, DIFS asserted that Respondent provided justification for sanctions pursuant to Sections 1239(1)(a), and 1239(1)(g) of the Code, MCL 500.1239(1)(a), and MCL 500.1239(1)(9). 6. Respondent admits that sanctions are warranted under Section 1239(1)(a) of the Code, MCL 500.1239(1)(a), because Respondent attempted to and did obtain a license through misrepresentation or fraud. 7. Respondent admits that sanctions are warranted under Section 1239(1)(g) of the Code, MCL 500.1239(1)(9), because Respondent used fraudulent or dishonest practices and demonstrated untrustworthiness in the conduct of business. Order Accepting Stipulation Enforcement Case No. 26-18940 Page 2 of 2 8. The Director is authorized to take disciplinary action against Respondent's insurance license in addition to the imposition of monetary penalties for the above-described statutory violations pursuant to Sections 1239 and 1244 of the Code, MCL 500.1239 and MCL 500.1244. Now therefore, based upon the Stipulation to Entry of Order and the facts surrounding this case, IT 15 ORDERED THAT: 9. All agreements contained in the Stipulation to Entry of Order are accepted and adopted in their entirety. 10. Respondent shall comply with all terms agreed to in the Stipulation to Entry of Order. A failure to comply with a term in the Stipulation shall be deemed a violation of this Order. 11. Respondent's license is hereby REVOKED, effective immediately. 12. Respondent shall not reapply for a license administered by the Michigan Department of Insurance and Financial Services. Any attempt to do so will constitute a violation of this Order and will result in the commencement of additional proceedings. 13. The Senior Deputy Director retains jurisdiction over the matters contained herein and has the authority to issue such further order(s) as shall be deemed just, necessary, and appropriate in accordance with the Michigan Insurance Code. Failure to abide by the terms and provisions of the Stipulation to Entry of Order and this Order may result in the commencement of additional proceedings. Dated: August 12, 2026 Joseph A. Garcia Senior Deputy Director, and General Counsel