The proposed rule establishes new disclosure procedures and information-sharing exceptions for OCC supervisory information, which constitutes a regulatory reporting and supervisory coordination obligation.
Mandatory inheritance: Regulatory Reporting is a child of Supervision, so Supervision must be raised as the secondary tag.
Product
This regulatory update concerns OCC disclosure procedures and information governance frameworks, which do not map to any specific financial product type in the taxonomy.
No secondary product type is identifiable in this administrative and procedural disclosure rule, as it addresses supervisory information handling rather than customer-facing financial products or services.
Obligation
The proposed rule establishes new disclosure requirements and exceptions governing when supervised entities may share OCC confidential supervisory information, which is fundamentally a Disclosure obligation defining what information firms must or may provide to external parties.
The rule also introduces governance procedures around FOIA request handling, appeal processes, and expedited processing, which touches on Governance and Oversight elements, though this is secondary to the core disclosure-permission framework.
Activity
This update concerns OCC disclosure rules and information governance procedures, which do not map directly to any core retail financial services business activity in the taxonomy.
The update's focus on FOIA procedures and information disclosure governance is tangential to complaints handling and does not represent a core business activity.
Themes
The update concerns OCC disclosure rules for confidential supervisory information, which relates to transparency and accountability of regulatory processes rather than direct retail customer protection or conduct obligations.
The rule's focus on balancing confidentiality protections with public confidence and agency accountability touches on broader regulatory governance, though it lacks a clear secondary regulatory theme alignment.
Functions
The update establishes new disclosure rules and information-sharing exceptions for OCC supervisory information, requiring legal teams to interpret the new regulatory framework and advise the business on permissible disclosure practices.
Compliance functions must monitor adherence to the new disclosure rules and ensure the firm's information-sharing practices align with the expanded exceptions and safeguards, though the primary obligation falls on legal interpretation.
2026-08-04 13:06:51·pdonofrio@vixio.com
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The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to implement structural and substantive changes to its rules governing the disclosure of OCC information.
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TITLE: Office of the Comptroller of the Currency Proposes Rules Regarding Disclosure of OCC Information
BODY:
On August 3, 2026, the Office of the Comptroller of the Currency (OCC) issued a notice of proposed rulemaking to implement structural and substantive changes to its rules governing the disclosure of OCC information under 12 CFR 4. The proposed changes aim to improve the balance between protecting OCC confidential information from public disclosure—necessary for candid information exchange between supervised entities and the OCC that underpins effective supervision—and permitting disclosure in limited circumstances to support economical business operations, public confidence in the financial system, and transparency to hold the agency accountable.
The proposed rule would establish a new subcategory of OCC nonpublic information called "confidential supervisory information" (CSI). Key changes include modifying the prior approval requirement for supervised entities to disclose CSI by expanding information-sharing exceptions for business efficiency, government accountability, and supervisory coordination purposes, with appropriate and tailored safeguards. The proposal also provides for the release of certain aged CSI, clarifies the OCC's position on referrals for criminal prosecution for unauthorized disclosure of OCC information, and provides for expedited processing of Freedom of Information Act (FOIA) requests. Additionally, the rule would establish procedures for requestors to appeal denials of expedited processing or fee waiver requests and would combine current subparts B and C of 12 CFR 4 into one streamlined subpart.
The proposed rule would apply to all national banks, federal savings associations, federal branches and agencies of foreign banks, and community banks with up to $30 billion in assets. Interested parties should contact the OCC's Chief Counsel's Office at (202) 649-5400 for further information.
Bank Supervision: OCC Rules Regarding the Availability of OCC Information | OCC Skip to main content An official website of the United States government Careers Quick Access Most Requested Bank Secrecy Act (BSA) Contact Us Community Reinvestment Act (CRA) Comptroller's Handbook Corporate Applications Search Enforcement Action Search Financial Institution Lists Newsroom Third-Party Relationships: Interagency Guidance on Risk Management More OCC Websites BankNet.gov Find resources for bankers. HelpWithMyBank.gov Get answers to banking questions. Search More Search Tools Financial Institution Search CRA Performance Evaluations Search Enforcement Actions Search Corporate Applications Search (CAS) Home News & Events Newsroom OCC Bulletin 2026-37 | August 3, 2026 Bank Supervision: OCC Rules Regarding the Availability of OCC Information Share This Page: To Chief Executive Officers of All National Banks, Federal Savings Associations, and Federal Branches and Agencies; Department and Division Heads; All Examining Personnel; and Other Interested Parties Summary The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to implement structural and substantive changes to its rules governing the disclosure of OCC information. The proposed changes are designed to improve the balance between protecting OCC confidential information from public disclosure, which is necessary for the candid information exchange between supervised entities and the OCC that underpins effective supervision, and permitting disclosure of information in limited circumstances to support economical business operations, public confidence in the financial system, and the transparency necessary to hold the agency accountable. Note for Community Banks The proposed rule would apply to all community banks. 1 Highlights The proposed rule would make changes to the OCC’s rules in 12 CFR 4 governing the disclosure of OCC information. The proposed changes include establishing a new subcategory of OCC nonpublic information to be called “confidential supervisory information” (CSI). modifying the prior approval requirement for supervised entities 2 to disclose CSI by expanding information sharing exceptions for the purposes of business efficiency, government accountability, and supervisory coordination and establishing appropriate and tailored safeguards around these expanded exceptions. providing for the release of certain aged CSI. clarifying the OCC’s position on referrals for criminal prosecution for the unauthorized disclosure of OCC information. providing for expedited processing of Freedom of Information Act (FOIA) requests. establishing procedures for a requestor to appeal a denial of an expedited processing or fee waiver request. combining current subparts B and C into one streamlined subpart. Background The Office of the Comptroller of the Currency (OCC) creates and obtains a wide range of information in connection with the performance of its responsibilities to charter, regulate, and supervise national banks, federal savings associations, and federal branches and agencies of foreign banks. Under FOIA 3 and the agency’s current implementing rule found in subpart B of 12 CFR 4, some of this information is required to be disclosed to the public upon request. Other information is generally exempt from disclosure, such as the supervisory conclusions that the agency reaches about the banks it supervises. To ensure that this exempt information is protected, the OCC’s current regulatory framework in subpart C of 12 CFR 4 governs its disclosure by the agency, its supervised entities, and others. Currently, subpart C applies to nonpublic OCC information, which is information created or obtained by the OCC in the performance of its duties, such as reports of examination, supervisory correspondence, and information related to enforcement actions. Under the current subpart C, a supervised entity may disclose nonpublic OCC information only with OCC prior approval, subject to specified exceptions. Moreover, the current subpart C suggests that a person who engages in the unauthorized disclosure or use of nonpublic OCC information may be subject to criminal penalties. Further Information Please contact the Chief Counsel’s Office at (202) 649-5400. Adam J. Cohen Senior Deputy Comptroller and Chief Counsel Related Links OCC Rules Regarding the Availability of OCC Information (PDF) 1 “Banks” refers collectively to national banks, federal savings associations, and federal branches and agencies of foreign banking organizations. OCC News Release 2025-89 (September 18, 2025) identifies “community banks” as institutions with up to $30 billion in assets. 2 For purposes of this rulemaking, a supervised entity includes a bank, bank subsidiary, federal branch or agency of a foreign bank, and any other entity supervised by the OCC. 3 5 USC 552. Topic(s): Laws & Regulations OCC Information Sharing Agreements / MOU