The update addresses amendments to credit regulations under the Credit Contracts and Consumer Finance Act 2003, which governs lending practices; however, the source lacks specificity on whether these amendments target non-bank credit providers or licensed banks, creating ambiguity that warrants human review.
The update also references Financial Markets Conduct amendments affecting market participants and fee structures, suggesting an investment services dimension; however, without detailed amendment specifics, this secondary classification has low confidence and requires human review.
Specialism
The update announces routine secondary legislation amendments to New Zealand's financial markets and credit regulations, but lacks specific compliance details, making precise classification challenging.
The amendments likely affect regulatory reporting obligations and supervisory frameworks, though the gazette notice provides insufficient detail to confirm specific regulatory requirements.
2026-06-24 07:41:37·kgurnani@vixio.com
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TITLE: New Zealand Ministry of Business, Innovation, and Employment Amends Financial Markets and Credit Regulations
BODY:
On June 23, 2026, the New Zealand Gazette published notice of four pieces of secondary legislation made by the Ministry of Business, Innovation, and Employment (MBIE) on June 22, 2026.
The Financial Markets Authority (Fees) Amendment Regulations 2026 amends fee structures under the Financial Markets Authority Act 2011 (FMA Act). The Financial Markets Conduct (Fees) Amendment Regulations 2026 amends fee provisions under both the Financial Markets Authority Act 2011 and the Financial Markets Conduct Act 2013 (FMC Act). The Financial Markets Conduct Amendment Regulations 2026 makes further amendments to the FMC Act. These three instruments regulate the operations and fee structures of New Zealand's financial markets regulator and the conduct of market participants.
The Credit Contracts and Consumer Finance Amendment Regulations 2026 amends regulations under the Credit Contracts and Consumer Finance Act 2003 (CCCF Act), which governs lending practices and consumer protections in credit transactions.
The specific amendments within each regulation are not detailed in the gazette notice. All four instruments were made under their respective empowering provisions and represent routine regulatory updates to New Zealand's financial services framework. The regulations affect financial markets participants, credit providers, and consumers engaging with regulated financial services.
The secondary legislation is now accessible via the New Zealand legislation website at www.legislation.govt.nz, where the full text of each regulation can be reviewed to determine specific compliance obligations and effective dates.
Notice Under the Legislation Act 2019 - 2026-sl3235 | New Zealand Gazette Notice Type Secondary Legislation Notice Title Notice Under the Legislation Act 2019 Notice Type Secondary Legislation Publication Date 23 Jun 2026 Tags Legislation Act Parliamentary Counsel Office Notice Number 2026-sl3235 Title View PDF File Type and Size PDF (20 KB) Under the Legislation Act 2019, notice is given of the making of the following secondary legislation: Title Empowering provision(s) Administering agency Date made Financial Markets Authority (Fees) Amendment Regulations 2026 Section 67(1) of the Financial Markets Authority Act 2011 Ministry of Business, Innovation, and Employment 22/6/26 Financial Markets Conduct (Fees) Amendment Regulations 2026 Section 67(1) of the Financial Markets Authority Act 2011 and section 548(1)(o) of the Financial Markets Conduct Act 2013 Ministry of Business, Innovation, and Employment 22/6/26 Financial Markets Conduct Amendment Regulations 2026 Section 546 of the Financial Markets Conduct Act 2013 Ministry of Business, Innovation, and Employment 22/6/26 Credit Contracts and Consumer Finance Amendment Regulations 2026 Section 138 of the Credit Contracts and Consumer Finance Act 2003 Ministry of Business, Innovation, and Employment 22/6/26 This secondary legislation can be accessed at www.legislation.govt.nz .