The update directly concerns amendments to Montenegro's RTGS system minimum transaction value requirements, which is core clearing and settlement infrastructure governance.
Low confidence — requires human review. While the RTGS amendment may indirectly affect cross-border payment routing, the update focuses on domestic settlement infrastructure rules rather than cross-border payment facilitation.
Specialism
The update establishes operational requirements for payment system participants regarding RTGS transaction routing and processing, which constitutes supervisory guidance on payment system infrastructure management.
Low confidence — requires human review. The amendment modifies technical implementation timelines for payment processing infrastructure, which could relate to regulatory reporting or operational resilience, but the primary focus is supervisory oversight rather than these specific domains.
2026-06-09 07:53:14·arahman@vixio.com
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TITLE: Montenegro's Central Bank Amends Minimum Payment Transaction Value for RTGS System Processing
BODY:
On May 27, 2026, the Council of the Central Bank of Montenegro (CBCG) passed a decision amending the Decision on Minimum Value of Payment Transactions to be Processed in the Real-Time Gross Settlement (RTGS) System. The amendment modifies the implementation timeline for the minimum transaction value requirements governing which payments must be processed through Montenegro's RTGS infrastructure.
The decision, adopted pursuant to Article 44, paragraph (2), item 3 of the Central Bank of Montenegro Law and Article 159, paragraph (2) of the Payment System Law, replaces the original provision that required the minimum value threshold to apply seven days after the decision's entry into force. The amended provision establishes a specific effective date of June 20, 2026, for the minimum transaction value requirements to take effect. This change provides payment system participants with a defined implementation date rather than a rolling timeline calculated from publication.
The RTGS system is Montenegro's critical infrastructure for high-value, time-sensitive payment settlement. The minimum transaction value threshold determines which payments must route through this system versus alternative payment processing channels. By establishing a fixed effective date, the CBCG enables payment service providers and financial institutions to plan operational adjustments and system configurations with certainty.
The decision entered into force upon publication in the Official Gazette of Montenegro. Payment service providers and other participants in Montenegro's payment system should ensure compliance with the minimum transaction value requirements by June 20, 2026.
Pursuant to Article 44 paragraph (2) item 3) of the Central Bank of Montenegro Law (OGM 40/10, 6/13, 70/17, 125/23) and Article 159 paragraph (2) of the Payment System Law (OGM 62/13, 111/22, 15/25, 140/25), the Council of the Central Bank of Montenegro, at its meeting held on 27 May 2026, passed the following DECISION amending the Decision on amending the Decision on Minimum Value of Payment Transactions to be Processed in RTGS System Article 1 In the Decision on Minimum Value of Payment Transactions to be Processed in RTGS System (OGM 65/26) in Article 3, the words: “and shall apply upon the expiry of seven days from the date of its entry into force” shall be replaced by the following: “and shall apply as of 20 June 2026”. Article 2 This Decision shall enter into force on the day of its publication in the “Official Gazette of Montenegro”. THE COUNCIL OF THE CENTRAL BANK OF MONTENEGRO CHAIRPERSON Decision number: 0101- 4368-2/2026 GOVERNOR Podgorica, 27 May 2026 Irena Radović, m.p.