Bills finance companies are non-bank financial institutions specializing in short-term financing and bill discounting, which relates tangentially to business lending but the update focuses on prudential capital calculations rather than payments-specific lending regulation.
This update concerns prudential regulatory capital requirements for non-bank financial institutions and does not directly address payment services, payment instruments, or payment processing activities.
Specialism
The update establishes standardized methodologies for bills finance companies to calculate regulatory capital and risk-weighted assets, which directly addresses prudential standards for non-bank financial institutions.
Low confidence — requires human review. The regulatory reporting obligation to submit calculated capital and risk-weighted assets to the FSC is secondary, but the primary focus is the prudential capital framework itself rather than reporting mechanics.
2026-04-23 14:57:03·pthandapani@vixio.com
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TITLE: Taiwan's Financial Supervisory Commission Revises Bills Finance Companies Regulatory Capital Calculation Instructions
BODY:
On April 23, 2026, Taiwan's Financial Supervisory Commission (FSC) issued a revision to the "Instructions and Tables for Calculating the Regulatory Capital and Risk-Weighted Assets of Bills Finance Companies" (formerly titled "Methods for Calculating Bills Finance Companies Regulatory Capital and Risk-Weighted Assets").
The revision updates the regulatory framework governing how bills finance companies calculate their own capital and risk-weighted assets. Bills finance companies are non-bank financial institutions that specialise in short-term financing instruments and bill discounting operations. The updated instructions and accompanying calculation tables provide standardised methodologies for these institutions to determine their regulatory capital requirements and assess risk-weighted assets in accordance with Taiwan's financial regulatory standards.
The revision became effective immediately upon publication on April 23, 2026. Bills finance companies are required to apply the updated calculation methods and tables from this date onwards when reporting their regulatory capital and risk-weighted assets to the FSC. The FSC's Finance and Economic Affairs division administers this directive. For further information or inquiries regarding the revised instructions, bills finance companies may contact the FSC at +886(2)23924146 or via email at [email protected].
**REFERENCES:**
Executive Yuan Gazette Online, Vol. 032 No. 072 (April 23, 2026)