TITLE: United States Office of the Comptroller of the Currency Announces April 2026 Enforcement Actions
BODY:
On April 16, 2026, the Office of the Comptroller of the Currency (OCC) announced enforcement actions taken during April 2026 against banks and institution-affiliated parties (IAPs).
The OCC issued a Consent Order against The Federal Savings Bank in Chicago, Illinois, for violations of Section 5 of the Federal Trade Commission Act. The bank engaged in deceptive acts or practices that induced consumers to obtain cash-out refinance loans guaranteed by the U.S. Department of Veterans Affairs. These violations involved significant origination fees, increased interest rates, and increased monthly payments (Docket No. AA-ENF-2025-63).
The OCC also issued Orders of Prohibition against two individuals. Shaira Ahmed, former Associate Banker at JPMorgan Chase Bank, National Association in Columbus, Ohio, was prohibited from participation in bank affairs for embezzling more than $73,000 from bank customer accounts (Docket No. AA-ENF-2026-15). Marissa Murillo, former Associate Banker at BMO Bank N.A. in Chicago, Illinois, was prohibited for making unauthorized withdrawals from an elderly bank customer's account totalling more than $164,000 (Docket No. AA-ENF-2026-5).
The OCC terminated three previous enforcement actions. These included a Consent Order against CNB Bank & Trust in Carlinville, Illinois (dated June 18, 2024); a Formal Agreement with Generations Bank in Seneca Falls, New York (dated July 19, 2024); and a Consent Order against JPMorgan Chase Bank, N.A. in Columbus, Ohio (dated March 14, 2024). Terminations occur when banks demonstrate compliance with enforcement action requirements or when articles are deemed outdated or irrelevant to current circumstances.
All OCC public enforcement actions are available in the searchable enforcement actions database at https://apps.occ.gov/EASearch.