TITLE: Uruguay Enacts Law 20.469 Amending Anti-Money Laundering and Terrorism Financing Regulations
BODY:
On March 19, 2026, Uruguay's National Secretariat for the Fight Against Money Laundering and Terrorism Financing (Secretaría Nacional para la Lucha contra el Lavado de Activos y el Financiamiento del Terrorismo) promulgated Law 20.469, which introduces amendments to the country's anti-money laundering, terrorism financing, and proliferation financing framework.
The law modifies several articles of Law 19.574 (Comprehensive Law Against Money Laundering) of December 20, 2017, and its subsequent amendments. Additionally, Law 20.469 introduces changes to Article 10 of Law 18.401 (Organic Charter of the Central Bank of Uruguay) of October 24, 2008; Article 35 of Law 19.210 (Financial Inclusion Law) of April 29, 2014; and Article 11 of Law 19.696 (National State Intelligence System) of October 29, 2018. These amendments affect obligated subjects reporting requirements, transparency obligations, and the coordination between financial and intelligence authorities in combating money laundering and terrorism financing activities.
The full text of Law 20.469 is available on the National Secretariat's website. The amendments are now in effect and apply to all relevant financial institutions, designated non-financial businesses and professions, and other obligated subjects operating in Uruguay.
REFERENCES:
Secretaría Nacional para la Lucha contra el Lavado de Activos y el Financiamiento del Terrorismo. (2026). Ley 20.469 de fecha 19/03/2026. Retrieved from https://www.gub.uy/secretaria-nacional-lucha-contra-lavado-activos-financiamiento-terrorismo/