TITLE: Brazil Establishes Framework to Block Accounts and Pix Payments Linked to Illegal Gambling Operators BODY: On March 24, 2026, President Luiz Inácio Lula da Silva signed Law No. 15.358/25, establishing the Legal Framework for Combating Organized Crime in Brazil, known as the Raul Jungmann Law. The legislation was published in the Official Gazette of the Union on March 25, 2026. The law introduces enforcement mechanisms to combat illegal fixed-odds betting operations, granting the Central Bank of Brazil and the Ministry of Finance authority to block financial accounts and prevent transactions via Pix (Brazil's instant payment system) linked to unauthorized operators. Under Article 21-A, financial institutions, payment institutions, and payment arrangement providers must block deposit accounts, payment accounts, and other registration accounts of irregular operators when the competent regulatory or supervisory authority identifies unauthorized fixed-odds betting lottery operations. Institutions must also prevent new transactions enabling irregular betting operations. The blocking process must observe due administrative process, guaranteeing fair hearing and full defense rights for interested parties without prejudicing reimbursement of amounts owed to bettors. Forfeited funds from blocked accounts are allocated to the National Public Security Fund (FNSP). Article 24-A mandates payment and financial institutions integrate into interoperable systems for sharing electronic fraud evidence to identify and prevent transactions with illegal operators. The Central Bank of Brazil and the National Monetary Council must issue necessary regulations within 60 days of publication. Article 24-B requires the Central Bank to regulate specific Pix mechanisms preventing fund movement linked to unauthorized operators, including creating betting-exclusive transaction modalities linked to authorized operators and implementing automated filters. Article 24-C establishes enhanced due diligence procedures for payment transactions with unauthorized agents. The law introduces new administrative offenses and penalties for non-compliance with these provisions, maintaining contractual relationships with illegal operators, failure to implement anti-money laundering controls, and advertising unauthorized betting operations. The Chamber of Deputies removed the CIDE-Bets tax (15% levy on betting deposits) from the final text, agreeing to address it separately. REFERENCES: Law No. 15.358, of March 24, 2026 (Official Gazette of the Union, March 25, 2026): https://www.in.gov.br/

CRITICAL BEHAVIORAL RULES (these override all other instructions): - Always generate an update. Never refuse, never ask for more information, and never say you cannot produce output. - If the source content is in a non-English language, translate and summarise it into English. - If the source content is sparse, administrative, procedural, or lacks expected regulatory elements, extract and present whatever information is available. This includes personnel appointments, cabinet changes, institutional restructures, and any official government action. - Never include disclaimers or meta-commentary about source quality, translation limitations, or content gaps. - If you cannot determine a piece of information, simply omit it rather than noting its absence. - Content scope is broad: generate updates for all government and official publications including regulatory changes, legislation, consultations, decrees, personnel appointments, institutional announcements, administrative decisions, and any other government or authority action. Do not filter by topic relevance. You are an AI assistant generating Horizon scanning updates for government, regulatory, and institutional content. GROUND RULES FOR HORIZON SCANNING UPDATES: Title Requirements: - The jurisdiction must appear in the update title - For PC/FS updates, use title case - Titles must be declarative statements (not questions) Body Text Requirements: - Target 200-250 words, but shorter is acceptable when source material is limited - Include as many of the following as the source material supports: jurisdiction, authority, brief description of the development or action, relevant dates (effective dates, announcement dates, enforcement dates) - Include links to relevant legislation where applicable - Reference all initialisms in full on first use (e.g., "Financial Conduct Authority (FCA)") - Must be factual only - no speculation or sweeping statements - When information is unavailable, simply omit it rather than noting its absence Format your response as: TITLE: [Your declarative title with jurisdiction] BODY: [Your factual summary with all required elements]

Horizon Scanning Outline. Purpose of Analyst writing Horizon Scanning Updates Distil the key points of the development for clients to quickly see what is changing without reading the whole source. Provide updates to key events from government and regulatory bodies, including consultations, legislation, decrees, appointments, and institutional changes. Simplify complex updates and sources so that they’re succinct, concise and clear to read. Consistently structure and write updates in the same format. Structure of Horizon Scanning Updates Always think about: Who (Authority) is publishing/enforcing the content/regulation? Where (Jurisdiction)? What type of document or announcement is it (e.g., consultation, regulation, decree, appointment, institutional change)? What is changing/being informed? Who is this update applicable to (credit, e-money institutions, etc.)? Why is this update noteworthy? What is its significance? When is the update applicable? Title Describe what the update is about. Include the jurisdiction (where); subject (authority - who); and a verb (doing word such as issues, publishes, launches, etc.- what). All titles should be written in present tense. Avoid using acronyms Approx 10 - 20 words Example Turkey’s Personal Data Protection Authority Publishes Data Protection Guidance Paragraph 1 Open with the date of the update (When) Name the authority that released the update (Who) Summarise the release (What) Example On June 20, 2025, the Securities and Exchange Board of India (SEBI) launched a consultation on guidelines for responsible usage of artificial intelligence (AI) and machine learning (ML) in Indian securities markets. Paragraph 2 Summarise key points. The change/amendment aiming to achieve (what) What is its objective, why is it happening? Why is it significant? (why) Who does it impact or concern? (Who) The aim is to summarise large source documents so the reader doesn’t need to do it themselves. DO NOT just copy the first few sentences of the document. Example SEBI aims to produce guidelines providing high-level principles for market participants to establish reasonable procedures and control systems for the supervision and governance of AI/ML applications and tools. To develop this, SEBI created a working group to: Study Indian and global best practices. Prepare the guidelines. Address the concerns and issues arising from AI/ML usage. SEBI is consulting on the following principles to develop the guidelines: Model governance: Market participants should have an internal team with adequate skills and experience to monitor and oversee the use of AI/ML-based models. Investor protection and disclosure: Market participants using AI/ML that impacts their customers should disclose such usage. Relevant use cases include algorithmic trading, asset management, advisory, and support services. The disclosure must include product features, purpose, risks, limitations, and other relevant information. Testing framework: Market participants should adequately test and continuously monitor AI/ML-based models to validate their results. Fairness and bias: AI/ML models should not favour or discriminate against any group of clients. Data privacy and cybersecurity: As AI/ML systems rely on data processing, market participants should maintain a clear policy for data security. Paragraph 3 Acts as a “Call To Action”. Provide forward looking context: What actions need to be taken? Who needs to take action? Next steps to the development. Include any relevant dates (When) Response dates - should always be provided for consultations Effective dates - should be used if we know definitively that the act/reg is coming into effect on a specific date, i.e., it has been passed/adopted. Example The comment period ends on February 2, 2026, at 11:59pm and responses can be submitted here. The comment response is expected to be published in April 2026. References Should always be included, and should come from a primary source, i.e., an authority, not a news source. General Style Notes: 200-250 words Active voice Authorities and companies referenced as a single entity (“It”, not “they”) Titles in title case Internal Vixio vocabulary guide Content Style Guide Spelling should generally be in UK English, except for North American-facing (US/Canada/Caribbean) content. A Acronyms - should be spelt out in first instance with acronym in brackets. For example, Financial Conduct Authority (FCA). Act - when just referring to “the act”, it does not need a capital a. Active prose - should always try to write in active rather than passive - more direct and clearer (For example - The report was released by the Gambling Commission (PASSIVE); The Gambling Commission released the report (ACTIVE)) Advise/advice - advise (verb) - to offer suggestions (for example, I advised them to sell). - advice (noun) - give formal suggestions (for example, I gave them advice). Advisor NOT adviser Affect - verb - “have an effect on something, make a difference” Alternate/Alternative - Alternate (adjective) - means every other - Alternative (noun) - strictly one out of two - Alternative (adjective) - the other of two things. Although - not to be interchanged with “while” - means “in spite of” NOT “at the same time”. AML/CTF - anti-money laundering and counter-terrorism financing - NOT AML/CFT Among/while NOT Amongst/whilst API - application programming interface Apostrophes - to be used in possessives, i.e. an operator’s licence NOT an operators licence (for plurals, should appear after the s, with no second s). Article/Part/Section - should be capitalised when referring to a specific article - e.g., Article 4 of the Gambling Act. Assure/ensure - not to be confused - assure means “tell someone something positively to dispel doubts”, ensure means “makes certain something will occur”. B Between - should always appear with “and” NOT “to” - for example, between this summer and next summer. Big tech - two words, breaks convention of other tech words Bills - U.S. bill names should appear without full points and a space between the letters and numbers (i.e. SB 522 NOT SB522 or S.B. 522). Brackets - square brackets should be used to denote deletions or additions in quotes. Buy now, pay later - no hyphens Bullet points - see Lists C Capitalisation - all important words should have a capital in titles (i.e. just not joining words such as and/of/the/a) Cardrooms not card rooms Cases - legal cases should appear in italics, with a v for versus. Casino-resorts NOT casino resorts or resort-casinos Chief executive NOT chief executive officer Colons (:) - used between independent clauses when the second clause explains, illustrates or expands on the first (i.e. to introduce lists, quotes) Commas - to be used in figures to denote thousands to avoid confusion with years (i.e, $2,000 NOT $2000) Comparisons - compare with (highlighting differences) - compare to (highlighting similarities) Companies/organisations - singular entities (it NOT they) should be followed by “which/that” rather than “who” Ltd, not Limited Complement - to accompany something/add value Compliment - give praise (complimentary = free) Compound adjectives - should be hyphenated (sports-betting operators / first-quarter earnings) Comprise/comprising - should NOT be followed with “of”, as it means to “consist of” Conjunctions - should appear with a semi-colon before and a comma afterwards (; however, / ; therefore,) Continually - if something occurs repeatedly/regularly in the same way Continuously - if something occurs without interruption or gaps Contractions - don’t, can’t, won’t, etc. to be avoided in copy (except in marketing material and depending on tone) Contrast - by contrast - when comparing one thing to another - in contrast - simply noting a difference Counsel/Council - counsel = advice, guidance; council = an advisory group or meeting Court of Justice of the European Union (CJEU) rather than ECJ Cryptocurrency - one word, not hyphenated. Crypto-assets - hyphenated Cybersecurity - one word, not hyphenated CTF - counter-terrorism financing - NOT CFT/countering the financing of terrorism Currencies - if not using common symbols (£, $, €), then three-letter code should be used before the figure (no spaces) - for example, PLN50,000. Full term lower case (eg euro, baht, pound, dollar) m for million, bn for billion, trn for trillion. D Date format - Month, Day, Year (e.g., March 7, 2019) For Insights & Analysis summary text: can just say “today”, e.g., “Today a bill was passed for…” For Insights & Analysis body text: dates should always accompany days of the week in brackets, e.g., “On Wednesday (June 8) a bill was passed...” For NIBs: always use dates rather than days. Department for Digital, Culture, Media & Sport - ampersand Directives - for commonly used directives, style is 4th Anti-Money Laundering Directive (4th AMLD), revised Payment Services Directive (PSD2) - try to use widely known titles rather than just numbers to ensure the directives are more easily recognised. DLT - distributed ledger technology E Effect - noun - “cause something to happen”. Em dash (—) - should be used as a conjunction, not a hyphen or en dash (–). Ensure/assure - not to be confused - ensure means “makes certain something will occur”, assure means “tell someone something positively to dispel doubts”. esports NOT eSports or e-sports Euros - should be denoted with a “€” (CNTRL+ALT+4) NOT “EUR”. F fintech NOT FinTech Footnotes - avoid where possible, if necessary write them into the text or add links. G GGR - “gross gaming revenues” Government - does not need a capital g. Governor - should be written out in full, NOT Gov. Guidance (singular and plural) - does NOT need to be preceded by “a” (Guide/guides, Guideline/guidelines) H Headlines - all words should begin with a capital Horseracing NOT horse racing Hyphenation - DO: land-based, fixed-odds, cross-border, invitation-only, fast-tracked (if “a fast-tracked application”), match-fixing, year-on-year, up-to-date, whistle-blowers, six-month period, non-fungible tokens, crypto-assets, e-money - DON’T: email, blocklist, whitelist, whitelisted, cybersecurity, cryptocurrency, white paper I Impact - should be used as a noun - i.e. the new act will have an impact on… - verb means “come into forcible contact with something else”. - using “affect” as a verb is more accurate. J Judgment - legal decision Judgement - one’s own opinion Jargon - avoid using confusing terms or tabloidese, e.g. use players rather than punters. Job titles - should appear in commas after a name - for example, Neil McArthur, Gambling Commission chief executive. OR before a name with no commas - for example, Gambling Commission chief executive Neil McArthur DON’T need capitals unless a figure of importance (i.e., Prime Minister, President) Italics - whole chunks of text from legislation should be italicised; however, short quotes do not need to be. Justice Department - U.S. Department of Justice - to appear with caps (as requested by US team). K KYC - know your customer L Legislature - does not need a capital l. Less than - NOT to be confused with “fewer than” when referring to a number of something. i.e. fewer than 100 gambling tables. Licence - noun (UK), i.e. a driver’s licence License - verb/noun (US) Lists - bulleted lists should generally begin with a cap and end with a full stop (make sure they are consistent). M MONEYVAL NOT Moneyval More than - to be used instead of “over”. i.e., more than 20 players rather than over 20 players. N Names - should appear before job titles in commas - for example, Neil McArthur, Gambling Commission chief executive. Names - should be written in full in first instance and then the surname used throughout. Numbers - 1-10 should be written out (except for percentages and measurements); should always be written out at the start of sentences. Non-fungible tokens - all lowercase (non-fungible tokens) O Offence - noun (UK), i.e. commit an offence Offense - noun (US) Organisations/companies - singular entities (it NOT they) should be followed by “which/that” rather than “who” Oxford comma - (appears before “and” or “or”) - to be used sparingly and only when necessary to avoid any confusion in a sentence (i.e., where more than one “and/or” appears). Over - should not be used as a replacement for “more than”. P Parliament - does not need a capital p. Part/Section/Article - should be capitalised when referring to a specific part - e.g., Part 4 of the Gambling Act Passive voice - should always try to write in active rather than passive - more direct and clearer (For example - The report was released by the Gambling Commission (PASSIVE); The Gambling Commission released the report (ACTIVE)) Past/passed - past is a noun/adverb/adjective - “in the past”, “past experience”. - passed is the past tense of “to pass” - “the law was passed in government”. Prepaid, not pre-paid Percentages - numbers should always be written as figures percent NOT per cent or % Figures should appear with a full point between them NOT comma (for example, 5.7 percent NOT 5,7 percent) Possessives - require an apostrophe and should not be confused with plurals - i.e., an operator’s licence NOT an operators licence (for plurals, should appear after the s, with no second s). Prepositions - keep an eye out for missing prepositions - according “to”/ in accordance “with”/ in relation “to” / with regard “to” Principal - main, most important Principle - a fundamental source or basis of something Programme (UK) Program (US, UK - for computer program, Australian English) Q Quotes - speaker should be referenced in the past tense (said NOT says) Quote marks - double quote marks should be used for speech - single quote marks should only be used for titles and within quotes. (See Quote reference sheet for more information on how to use quotes.) R regtech NOT RegTech Repetition - avoid using words that mean the same thing (“and also” / “include, among others” / VLT terminals / ATM machines) Racetracks not race tracks S Seasons - when referencing a specific season of a year should be treated like a proper noun, i.e. should include a capital - Winter 2018. Section/Article/Part - should be capitalised when referring to a specific section - e.g., Section 4 of the Gambling Act. Semi-colons (;) - should be used to link two independent clauses that are closely related; or in lists without bullet points. (Do not overuse - often a full stop and new sentence will be better.) Sports betting NOT sportsbetting Sports team names Storey (pl. storeys) - level of a building (UK English) (story/stories - US English) T That defines, which informs Third person - “you” - avoid where possible. Titles - all important words should begin with a capital (i.e. just not joining words such as and/of/the/a) Tenses - content should generally be written in past tense - present tense should be used for something that has just happened and will be continuing into the future. U United States abbreviated to U.S. (Americas-focused stories on GC) / US in international content when mentioned in passing or across PC USA PATRIOT Act - should be kept as such, i.e. with caps, as it’s an acronym for “Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act”) U.S. Department of Justice - Justice Department (with capitals as requested) V Vixio GamblingCompliance / Vixio PaymentsCompliance Vixio (to be used on its own after first instance) W Which informs, that defines While/among NOT Whilst/amongst While - not to be interchanged with “although” - means “at the same time” NOT “in spite of”. X Y Year quarters - Q1, Q2, H1, H2, etc. Z Acronyms AML/CTF - anti-money laundering and counter-terrorism financing - NOT AML/CFT API - application programming interface DLT - distributed ledger technology --- Now, given the above instructions and style guide, please generate a horizon scanning update based on the following webpage content. Generate the update regardless of the source language, content type, or level of detail available — this includes administrative decrees, personnel appointments, institutional changes, and any other official content. Use whatever information is present. Central Bank and Treasury gain power to block accounts and Pix payments linked to illegal gambling - BNLData Central Bank and Treasury gain power to block accounts and Pix payments linked to illegal gambling. BNL The 25.03.26 By: Magno Jose Share: -A + A New law allows blocking of financial transactions by unauthorized operators and allocates seized funds to the National Public Security Fund; understand the main points of the law sanctioned this Tuesday (Photo: Ricardo Stuckert/PR ) President Luiz Inácio Lula da Silva has signed into law legislation establishing harsher penalties for participation in criminal organizations or militias. The signing took place on Tuesday (March 24). The text was published in the Official Gazette of the Union this Wednesday (March 25). Law No. 15.358 / 25 . The legislation establishes the Legal Framework for Combating Organized Crime in Brazil, known as the Raul Jungmann Law. The text introduces specific mechanisms to combat the illegal fixed-odds betting market, establishing instruments that allow regulatory authorities to block bank accounts, prevent transactions via Pix (Brazil's instant payment system), and apply administrative and criminal penalties against unauthorized operators and their intermediaries. The law facilitates the seizure of assets from those involved in criminal activities. The Chamber of Deputies approved the final version of the bill at the end of February. Deputies removed the CIDE-Bets tax from the text during the legislative process. This tax, which levied a 15% levy on betting deposits, had been included by the Senate to finance public security. The plenary approved an amendment that will transform this section into a separate bill. The Speaker of the House, Hugo Motta (Republicanos-PB), reported that there was an agreement to address the CIDE-Bets issue separately. The decision allowed the main legislation to move forward without compromising the other approved provisions. The Anti-Fraud Bill approved by Congress incorporated specific provisions to combat the illegal fixed-odds betting market. The measures establish stricter licensing and supervision requirements for legal operators. The text provides for increased administrative and criminal penalties for illegal activities and intermediaries. Account blocking and transaction prevention Law No. 14.790, of December 29, 2023, came into effect with amendments establishing mechanisms to combat the irregular operation of fixed-odds betting lotteries. The changes were introduced by Article 42 of legislation that also amends several decrees and laws. The text modifies the Penal Code of 1940, the Code of Criminal Procedure of 1941, the Law on Heinous Crimes of 1990, and the Law on Criminal Execution of 1984. The new Article 21-A stipulates that financial institutions, payment institutions, and payment arrangement providers must block accounts when the competent regulatory or supervisory authority finds that an unauthorized individual or legal entity is operating a fixed-odds betting lottery. The blocking covers deposit accounts, payment accounts, and other registration accounts of irregular operators. Institutions are obligated to prevent new transactions that aim to directly or indirectly enable the irregular operation of fixed-odds betting lotteries. The blocking must observe due administrative process. This measure guarantees the right to a fair hearing and full defense for the interested party, without prejudicing the reimbursement of amounts owed to bettors. The Central Bank of Brazil and the Ministry of Finance are responsible for regulating the operational procedures necessary to comply with these determinations. This responsibility falls within the scope of their respective attributions. The funds held in the blocked accounts that are declared forfeited to the Union will be allocated to the National Public Security Fund (FNSP), in accordance with Law No. 13.756, of December 12, 2018. The allocation to the National Fund for Public Security (FNSP) includes amounts forfeited as taxes, fines, and other penalties applied due to the irregular operation of fixed-odds betting lotteries. The legislation grants expanded powers of oversight and investigation to regulatory bodies. These powers include mechanisms for auditing and electronic monitoring. The competent authorities have been granted the power to block payment services, accounts, and transactions linked to unlicensed operators. Fraud information sharing system Article 24-A establishes that payment and financial institutions must integrate into interoperable systems for sharing information on evidence of electronic fraud. This integration will follow the terms of current regulations. The systems aim to communicate evidence of individuals or legal entities operating as unauthorized betting operators. Institutions should consult the shared information to prevent, detect, or respond to attempts to conduct transactions with illegal operators. They should apply appropriate prevention and response measures, according to the degree of risk identified. These measures include blocking, refusal, or enhanced review. The communication and handling of information must comply with the technical and legal requirements set forth in a joint act of the Central Bank of Brazil and the Securities and Exchange Commission. The Prizes and Betting Secretariat of the Ministry of Finance shall receive information on indications of electronic fraud. The secretariat may maintain a public and up-to-date reference database of unauthorized operators. The reference database serves as a source for input and cross-referencing with fraud prevention systems used by institutions. The Central Bank of Brazil and the National Monetary Council must, within a maximum period of 60 days from the publication of the law, issue or update the necessary regulations to ensure the full implementation of Article 24-A. The sharing of information between banks, operators, regulatory bodies, and security forces has become mandatory. Specific regulations for Pix Article 24-B stipulates that the Central Bank of Brazil will regulate, within the scope of the Pix payment system, specific mechanisms to prevent the misuse of infrastructure for the movement of funds linked to unauthorized betting operators. Among the measures that may be adopted is the creation of a transaction modality exclusively for betting. This modality will be linked to a positive registration of authorized operators. The legislation provides for automated filters based on the National Classification of Economic Activities (CNAE) and Pix keys to block irregular transactions. Integration with centralized risk directories and self-exclusion options is possible. The text also includes provisions for the insertion of visual markings on transaction statements with betting operators. Participating institutions in the Pix system will need to implement mechanisms to detect suspicious patterns of use for unauthorized betting. The criteria will be defined by the Central Bank of Brazil and the Secretariat of Prizes and Betting of the Ministry of Finance. Article 24-C establishes that payment institutions and financial institutions must adopt enhanced due diligence procedures to prevent payment transactions with unauthorized agents. The approved text establishes international cooperation for the identification and blocking of illegal foreign platforms. The law sets rules on transparency of... odds , operational reports and money laundering prevention. New administrative offenses and penalties Article 39 of the law now includes new administrative offenses. Failure to comply with the provisions of articles 21, 24-A, 24-B and 24-C and their respective regulations constitutes an offense. Maintaining, renewing or entering into a direct or indirect contractual, commercial or operational relationship with a natural or legal person that operates a fixed-odds betting lottery without valid authorization also constitutes an offense. The infraction occurs after unequivocal knowledge of the irregularity. This knowledge can be acquired through official notification, administrative decision, or publication in official media. Failure to implement or apply internal control mechanisms, of compliance and confidentiality or measures to prevent money laundering and the financing of terrorism aimed at preventing the facilitation of operations associated with an unauthorized fixed-odds betting lottery operator constitute an offense. The obligation applies when the mechanisms are required due to the size, nature, or institutional function of the regulated agent. Disseminating, promoting, boosting, or monetizing advertising content, sponsorships, campaigns, or other communication actions associated with an unauthorized fixed-odds betting lottery operator constitutes an infraction. The infraction is characterized by unequivocal knowledge of the irregularity. The ban covers actions carried out through digital platforms, social networks, content producers, influencers, or advertising companies. marketing Denying or hindering access to data and information systems constitutes obstruction of inspection. Failure to display or provide documents, papers, and accounting books, including in electronic format, also constitutes obstruction. Obstruction is characterized when the refusal or difficulty occurs within the deadlines, forms, and conditions established by the competent administrative body in the exercise of its supervisory activity. The unequivocal knowledge referred to in infractions related to contractual relations and advertising may be established through formal notification, a prior administrative decision, or official publication. It may also occur through elements that demonstrate the notoriety of the irregular status of the agent being investigated. Article 40 of the law now includes a new ground for suspension or cancellation of authorization. The measure applies to agents who directly or indirectly carry out any form of advertising or publicity in physical or virtual media for an agent who, without proper authorization, engages in activities related to fixed-odds betting. Law No. 15.358 defines the crimes of structured social domination and facilitating structured social domination. The text amends Decree-Laws Nos. 2.848, of December 7, 1940 (Penal Code), and 3.689, of October 3, 1941 (Code of Criminal Procedure). It modifies Law No. 8.072, of July 25, 1990 (Law on Heinous Crimes). The legislation amends Law No. 7.210, of July 11, 1984 (Penal Execution Law), and Law No. 11.343, of August 23, 2006. The text alters Laws No. 10.826, of December 22, 2003, 9.613, of March 3, 1998, and 4.737, of July 15, 1965 (Electoral Code). The modifications encompass Law No. 13.756, of December 12, 2018, and Law No. 14.790, of December 29, 2023. Check out the approved text of LAW No. 15.358, OF MARCH 24, 2026 published in the Official Gazette of the Union this Wednesday (25): Establishes the Legal Framework for Combating Organized Crime in Brazil (Raul Jungmann Law); defines crimes of structured social domination and facilitating structured social domination; and amends Decree-Laws Nos. 2.848, of December 7, 1940 (Penal Code), and 3.689, of October 3, 1941 (Code of Criminal Procedure), and Laws Nos. 8.072, of July 25, 1990 (Law on Heinous Crimes), 7.210, of July 11, 1984 (Law on Criminal Execution), 11.343, of August 23, 2006, 10.826, of December 22, 2003, 9.613, of March 3, 1998, 4.737, of July 15, 1965 (Electoral Code); 13.756, of December 12, 2018; and 14.790, of December 29, 2023. (...) Article 42. Law No. 14.790, of December 29, 2023, shall enter into force with the following amendments: "Article 21-A. If the competent regulatory or supervisory authority finds that a fixed-odds betting lottery is being operated by an unauthorized natural or legal person, financial institutions, payment institutions, and payment arrangement providers shall, in accordance with the regulations:" I – proceed with the blocking of deposit accounts, payment accounts, and other registration accounts held by irregular operators; and II – to prevent the execution of new transactions that aim to enable, directly or indirectly, the irregular operation of fixed-odds betting lotteries. § 1 The blocking referred to in the heading of this article shall observe due administrative process, guaranteeing the right to a fair hearing and full defense to the interested party, and shall not prejudice the reimbursement of amounts owed to bettors. § 2. The Central Bank of Brazil and the Ministry of Finance, within their respective areas of responsibility, are responsible for regulating the operational procedures necessary to comply with the provisions of this article. § 3. The funds held in accounts blocked as provided for in this article that are declared forfeited to the Union, including taxes, fines, and other penalties applied as a result of the irregular operation of fixed-odds betting lotteries, shall be allocated to the National Public Security Fund (FNSP), pursuant to Law No. 13.756, of December 12, 2018. "Article 24-A. Payment institutions and financial institutions must integrate, in accordance with current regulations, into interoperable systems for sharing information on evidence of electronic fraud, with the objective of:" I – to report evidence of individuals or legal entities acting as unauthorized betting operators; II – consult the shared information to prevent, detect, or respond to attempts to conduct transactions with illegal operators; III – Apply appropriate prevention and response measures, according to the identified risk level, including blocking, refusal, or enhanced analysis. § 1 The communication and processing of information must comply with the technical and legal requirements set forth in a joint act of the Central Bank of Brazil and the Securities and Exchange Commission. § 2 The Prizes and Betting Secretariat of the Ministry of Finance shall receive information on evidence of electronic fraud as referred to in the heading and may maintain a public and up-to-date reference database of unauthorized operators, for the purpose of feeding and cross-referencing with the fraud prevention systems used by the institutions. § 3 The Central Bank of Brazil and the National Monetary Council shall, within a maximum period of 60 (sixty) days from the publication of this Law, issue or update the regulations necessary to ensure the full implementation of the provisions of this article.” "Article 24-B. The Central Bank of Brazil will regulate, within the scope of the Pix payment system, specific mechanisms to prevent the misuse of the infrastructure for the movement of funds linked to unauthorized betting operators." § 1. The following measures, among others, may be adopted: I – creation of a transaction method exclusively for betting, linked to a positive registration of authorized operators; II – Automated filters for the National Classification of Economic Activities (CNAE) and Pix keys with blocking of irregular transactions; III – Integration with centralized risk and self-exclusion directories; IV – Insertion of visual markings in transaction statements with betting operators. § 2. Institutions participating in Pix must implement mechanisms to detect suspicious patterns of use for unauthorized betting, based on criteria defined by the Central Bank of Brazil and the Secretariat of Prizes and Betting of the Ministry of Finance. "Article 24-C. Payment institutions and financial institutions must adopt enhanced due diligence procedures to prevent payment transactions with unauthorized agents." “Article 39. …………………………………………………………………………………………………………………. ……………………………………………………………………………………………………………………… .. IX – to fail to comply with the provisions of articles 21, 24-A, 24-B and 24-C and their respective regulations; X – To maintain, renew, or enter into a direct or indirect contractual, commercial, or operational relationship with a natural or legal person that operates a fixed-odds betting lottery without valid authorization, after unequivocal knowledge of the irregularity, including through official notification, administrative decision, or publication in official media; XI – Failure to implement or apply internal control, compliance, or anti-money laundering and counter-terrorism financing mechanisms designed to prevent the facilitation of transactions associated with an unauthorized fixed-odds betting lottery operator, when required due to the size, nature, or institutional function of the regulated agent; XII – to disseminate, promote, boost, or monetize advertising content, sponsorships, campaigns, or other communication actions, including through digital platforms, social networks, content producers, influencers, or advertising or marketing companies, that are associated with an unauthorized fixed-odds betting lottery operator, provided there is unequivocal knowledge of the irregularity. § 1. Obstruction of inspection includes denying or hindering access to data and information systems and failing to display or provide documents, papers, and accounting books, including in electronic format, within the deadlines, forms, and conditions established by the competent administrative body in the exercise of its inspection activity. § 2 The characterization of the unequivocal knowledge referred to in items X and XII of the caput of this article may occur through formal notification, prior administrative decision, official publication or through elements that demonstrate the notoriety of the irregular condition of the promoted agent.” (NR) “Article 40. ……………………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………………… .. III – directly or indirectly carry out any form of advertising or publicity in physical or virtual media for an agent who, without proper authorization, engages in activities related to fixed-odds betting.” (NR) Comment with Facebook Results of the CAIXA Lottery Mega-Sena lottery draw 2988: 21 - 23 - 28 - 36 - 57 - 58 Lottery draw 2989: Prize R$ 17 million Lotofácil contest 3644: 01 - 04 - 05 - 09 - 10 11 - 13 - 14 - 19 - 20 21 - 22 - 23 - 24 - 25 Contest 3645: Prize R$ 2 M Most read See also... Betting companies believe that the Security Amendment protects the betting sector in Brazil. Brazilian congressman criticizes discrepancy between government and industry data on online gambling piracy. Loterj clarifies that the debt belongs to MCE Intermediações and is not related to RioPag. Grupo Aposta Ganha announces a new brand, Receba.bet.br, as part of its growth strategy in the Brazilian market. Lotep participates in Cibelae international seminar in Costa Rica. Steel Art presents new light rail vehicles (LRVs) and reinforces its presence in the regulated market during BiS SiGMA South America 2026. 

Central Bank and Treasury gain power to block accounts and Pix payments linked to illegal gambling - BNLData

Classification

Pipeline Progress

🔄 Pipeline Journey

🤖 How this summary was made

Full AI Instructions