This is a mortgage lending enforcement action unrelated to payment services; Home Mortgage Experts Inc operates as a mortgage lender under California Finance Lender rules, not as a payment institution, e-money institution, bank providing payment services, or investment firm handling client money.
While this is an enforcement action by a financial regulator, the entity's core business is mortgage lending, which falls outside the payments taxonomy entirely and does not involve payment processing, acquiring, issuing, or any other payment service.
Specialism
The DFPI issued a summary revocation of Home Mortgage Experts Inc's mortgage lending licence, which is a formal enforcement action permanently withdrawing authorization.
While this is a mortgage lender rather than a payment service provider, the enforcement action structure parallels payment firm regulation, though the subject matter falls outside the payments compliance scope.
2026-03-13 14:29:04·ataylor@vixio.com
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Enforcement orders to HOME MORTGAGE EXPERTS INC
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TITLE: California Department of Financial Protection and Innovation Revokes Home Mortgage Experts Inc Licence
BODY:
On December 31, 2025, the California Department of Financial Protection and Innovation (DFPI) issued an order summarily revoking the licence of Home Mortgage Experts Inc, a mortgage lender operating under California Finance Lender (CFL) licence number 603L361.
The revocation represents enforcement action taken by the DFPI against the entity. The order was effective on December 31, 2025, marking both the date of initial action and most recent action in the case. Summary revocation indicates the DFPI determined grounds existed to remove the entity's authorisation to conduct mortgage lending activities in California without proceeding through standard licensing procedures.
Entities holding California Finance Lender licences are subject to DFPI oversight and must comply with state lending regulations. The revocation of Home Mortgage Experts Inc's licence means the entity is no longer authorised to operate as a licensed mortgage lender in California.
For further information regarding this enforcement action or related regulatory matters, the DFPI's Consumer Services Office is available at 1-866-275-2677.
**Reference:**
California Department of Financial Protection and Innovation. Actions and Orders: Home Mortgage Experts Inc. Available at: https://dfpi.ca.gov/