El BCRA lanza la API de Régimen de Transparencia para facilitar el acceso a información financiera | BCRA

https://www.bcra.gob.ar/noticias/el-bcra-lanza-la-api-de-regimen-de-transparencia-para-facilitar-el-acceso-a-informacion-financiera/
Success
Service Retail Banking 88% Lending Providers 72%
Specialism Regulatory Reporting 85% Supervision 72%
2026-03-12 09:26:06 · ggallwey@vixio.com
ID
2957285
GUID
a5ea8fc58dcda6cd33817463fcf1b60d

Classification

Service
Retail Banking (88%)

The API provides standardized access to information on retail banking products (savings accounts, fixed-term deposits, mortgages, personal loans, credit cards) offered by financial entities, supporting transparency and consumer access to deposit and lending product data.

Lending Providers (72%)

The API also exposes fixed-term deposits and secured loans with rate information, which have a cash management and credit dimension that touches on investment-like product characteristics, though the primary focus remains retail banking transparency.

Specialism
Regulatory Reporting (85%)

The API standardizes access to financial product and service information that entities must publish under regulatory requirements, establishing a transparent data infrastructure for regulated financial information disclosure.

Supervision (72%)

The initiative supports supervisory oversight by standardizing how financial entities report product and service information to the regulator and public, though the primary focus is on transparency infrastructure rather than traditional regulatory returns.

El Banco Central de la República Argentina (BCRA) desarrolló la API de Régimen de Transparencia, que estandariza el acceso a la información que las entidades financieras deben publicar conforme a la normativa vigente.

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TITLE: Argentina's Central Bank Launches Transparency Regime Application Programming Interface for Financial Information Access BODY: On March 11, 2026, the Central Bank of the Republic of Argentina (BCRA) launched the Transparency Regime Application Programming Interface (API), standardising access to information that financial entities must publish in accordance with current regulations. The API provides open consultation points without registration requirements, enabling simple access to query and update information on financial products and services. It facilitates system integration, reduces administrative procedures, and ensures data remains current. The API version 1.0 includes comprehensive functionality across multiple product categories: savings accounts with complete listings by entity and simplified due diligence processes; product packages detailing services, maximum commissions, beneficiaries and territorial validity; fixed-term deposits showing available modalities, minimum amounts, terms, annual effective rates and establishment channels; secured loans specifying permitted destinations, maximum rates, terms and regulated parameters; mortgage loans outlining eligibility conditions, rates, terms and income requirements; personal loans with lines reported by entities including rates, amounts and total financial costs; and credit cards displaying commissions, financing rates and principal characteristics. The API delivers reinforced transparency through public access to regulated information, standardised data enabling direct system integration, permanent updates as entities report conforme to regulations, authentication-free consultation without registration requirements, and broad compatibility ideal for websites, applications and analytical dashboards. Technical documentation, examples and usage guides are available. The BCRA stated this initiative reaffirms its commitment to transparency, technological innovation and improving information quality for citizens, companies, financial entities and developers. The API is accessible at the BCRA's official platform.
  • Scraped:2026-03-12 09:26:06
  • Created:2026-03-12 09:26:05
  • By:ggallwey@vixio.com (58)