TITLE: Russia Prohibits Automatic Debits from Unlinked Bank Cards from March 1, 2026 BODY: On February 24, 2026, Russia announced new consumer protection measures restricting automatic payment collection practices. The changes, enacted through Federal Law No. 376-ФЗ of October 15, 2025, amend Article 16.1 of the Russian Law on Consumer Rights Protection (Law No. 2300-I of February 7, 1992). The legislation prohibits service providers from using previously provided payment details or digital payment information for recurring charges when a consumer has explicitly refused to use those credentials with a specific service. Service providers must now accept such refusals in electronic form. The measure applies to all subscription-based services delivered online via websites, information systems, or applications. The new rules aim to strengthen consumer protections by preventing unauthorised continued debiting from bank cards that consumers have actively delinked from services. This addresses situations where consumers withdraw consent to use particular payment methods but service providers continue charging them automatically. The prohibition ensures consumers maintain control over which payment instruments are used for recurring transactions and establishes a clear mechanism for withdrawing consent electronically. The amendments come as part of broader Russian consumer protection reforms addressing digital payment practices. Service providers operating subscription-based models will need to update their payment collection systems to comply with the electronic refusal mechanism and cease using previously rejected payment credentials. The changes take effect on March 1, 2026. REFERENCES: Federal Law No. 376-ФЗ of October 15, 2025 (amending Article 16.1 of the Russian Law on Consumer Rights Protection) Russian Law on Consumer Rights Protection No. 2300-I of February 7, 1992

Автоматические списания с отвязанной банковской карты запретят с 1 марта | Новости: ГАРАНТ.РУ

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