Central Bank of Ireland publishes first access to cash report

https://www.centralbank.ie/news/article/press-release-central-bank-of-ireland-publishes-first-access-to-cash-report-24-february-2026
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2026-02-24 14:23:39 · csoo@vixio.com
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The Central Bank of Ireland has today (24 February) published its first quarterly Access to Cash report. The Finance (Provision of Access to Cash Infrastructure) Act 2025 has put in place a framework to ensure sufficient and effective access to cash across the State.

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TITLE: Central Bank of Ireland Publishes First Quarterly Access to Cash Report BODY: On 24 February 2026, the Central Bank of Ireland published its first quarterly Access to Cash report, presenting data on automated teller machine (ATM) and cash service point (CSP) locations and opening hours across eight geographical regions in Ireland as of 31 December 2025. The Finance (Provision of Access to Cash Infrastructure) Act 2025 established a framework to ensure sufficient and effective access to cash across Ireland. The Minister for Finance set access to cash criteria in November 2025, which include minimum population proximity requirements (the percentage of the population within 10 kilometres of an ATM or CSP) and minimum ATM capacity per 100,000 people in each region. These criteria aim to maintain cash infrastructure at 2022 levels, accounting for the exits of KBC and Ulster Bank from the market. The report shows Ireland has just over 4,000 ATMs and just over 1,200 CSPs. Overall, cash infrastructure remains largely aligned with the Minister's criteria. However, six instances were identified where criteria are not met, with shortfalls described as small relative to expected levels. The Central Bank has written to designated entities (AIB, Bank of Ireland, and Permanent TSB) to address identified shortfalls, with these firms required to provide proposals within coming weeks. Deputy Governor Vasileios Madouros emphasised the Central Bank's commitment to safeguarding cash accessibility for consumers and businesses. From July 2026, individuals can submit concerns to the Central Bank regarding local cash access deficiencies. A public consultation on guidelines for assessing local deficiencies is currently open and closes on 4 March 2026. REFERENCES: Central Bank of Ireland. (24 February 2026). Central Bank of Ireland publishes first access to cash report. https://www.centralbank.ie/news/article/central-bank-of-ireland-publishes-first-access-to-cash-report
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