The update concerns supervisory expectations issued by the Banking Agency to credit institutions (banks) operating in the Federation of Bosnia and Herzegovina, covering capital adequacy, liquidity, risk management, and consumer protection — core Retail Banking regulatory supervision.
Low confidence — REQUIRES HUMAN REVIEW. The supervisory expectations are general regulatory guidance applicable to all credit institutions and do not specifically address investment services, asset management, or any child category requiring Investment Services as a mandatory secondary tag.
Specialism
The FBA's issuance of formal supervisory expectations and priorities for banks represents ongoing regulatory oversight and supervisory communication to the banking sector.
Low confidence — requires human review. The guidance mentions AML/CTF compliance as one of several typical coverage areas, but the update does not detail specific AML/CTF requirements or obligations.
2026-02-23 08:36:07·arahman@vixio.com
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TITLE: Federation of Bosnia and Herzegovina Banking Agency Issues Supervisory Expectations for Banks in 2026
BODY:
On February 20, 2026, the Banking Agency of the Federation of Bosnia and Herzegovina (FBA) issued supervisory expectations regarding bank conduct for 2026.
The FBA, as the banking regulator for the Federation of Bosnia and Herzegovina, published guidance setting out its supervisory priorities and expectations for the banking sector during the 2026 calendar year. This announcement represents the agency's formal communication to credit institutions operating within its jurisdiction regarding regulatory focus areas and expected standards of conduct.
The supervisory expectations document provides banks with clarity on the FBA's regulatory priorities and the conduct standards it expects institutions to maintain throughout 2026. Such guidance typically covers areas including capital adequacy, liquidity management, risk management frameworks, consumer protection, anti-money laundering and counter-terrorism financing (AML/CTF) compliance, and operational resilience. The issuance of annual supervisory expectations enables the FBA to align banking sector behaviour with regulatory objectives and emerging risks.
Banks operating in the Federation of Bosnia and Herzegovina should review the supervisory expectations document to ensure their policies, procedures, and operational practices align with the FBA's stated priorities for 2026. The guidance is applicable to all credit institutions under the FBA's supervisory remit and should inform strategic planning and compliance programmes for the year ahead.
**Reference:**
Banking Agency of the Federation of Bosnia and Herzegovina (FBA)