TITLE: European Banking Authority Amends Basel Supervisory Standards Monitoring Decision
BODY:
On 5 February 2026, the European Banking Authority (EBA) adopted Decision EBA/DC/611, amending Decision EBA/DC/2021/373 concerning information required for monitoring Basel supervisory standards across the European Union.
The amendment expands the EBA's data collection framework to assess the impact of post-crisis regulatory reforms on European Union credit institutions and monitor the competitiveness of the EU banking sector. The decision introduces mandatory and non-mandatory data collection requirements aligned with the Basel III framework and recent EU regulatory mandates, including the implementation of Regulation (EU) 2024/1623 (CRR3).
For the December 2025 reference date, the EBA requires participating credit institutions to submit additional data relating to harmonised implementation of specific CRR3 articles. This includes information on Loss Given Default input floors for specialised lending exposures, haircuts and Standardised Approach risk weights for leasing exposures, minimum haircut floors for Securities Financing Transactions (SFTs), and the impact of the new SFT framework on sovereign debt markets. Mandatory data submissions include core Basel Committee on Banking Supervision templates, EU-specific supervisory information, interest rate risk in the banking book templates, and specialised lending and leasing analysis workbooks. Non-mandatory submissions on a best-effort basis include sovereigns, crypto-assets, and credit spread risk in the banking book templates. For institutions in Basel Committee member jurisdictions (Belgium, France, Germany, Italy, Luxembourg, Netherlands, Spain, and Sweden), operational risk and fundamental review of the trading book data submissions remain voluntary, as this information is not yet fully available through standard supervisory reporting channels.
The decision entered into force on the day following its adoption.