Finanstilsynet vil forenkle reglerne for mindre pengeinstitutter | Finanstilsynet

https://www.finanstilsynet.dk/nyheder-og-presse/nyheder-og-pressemeddelelser/2026/feb/finanstilsynet-vil-forenkle-reglerne-for-mindre-pengeinstitutter
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2026-02-19 09:23:37 · arahman@vixio.com
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Som led i sin strategi igangsætter Finanstilsynet nu et projekt, som skal gøre det muligt, at mindre og ikkekomplekse pengeinstitutter i Danmark kan blive omfattet af en enklere og mere proportional regulering.

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TITLE: Denmark's Financial Supervisory Authority Simplifies Regulations for Smaller Credit Institutions BODY: On February 18, 2026, Denmark's Financial Supervisory Authority (Finanstilsynet) announced a project to simplify and proportionally tailor regulations for smaller and less complex credit institutions operating in Denmark. The initiative aims to identify areas where smaller Danish credit institutions, which typically do not operate internationally, can operate under simplified regulatory frameworks compared to current requirements. Finanstilsynet will examine at least the following areas: recovery plans, redemption of own capital instruments, corporate governance and risk management, capital requirements, and solvency needs. The authority will also explore additional areas for proportionality and report on progress by the end of 2026. This project builds on previously implemented proportionality measures, including revised liquidity guidance published in autumn 2025 and amendments to fit and proper rules for board members of smaller institutions. Finanstilsynet has already sent a draft updated decree and guidance on recovery plans for public consultation, proposing to extend the submission frequency from annually to every three years for eligible institutions. The threshold for the smallest credit institutions to submit a capital raising plan instead of a full recovery plan will increase from 1 billion Danish kroner to 2 billion Danish kroner. The authority also expects to publish sector guidance on simplified processes for licences related to redemption of own capital instruments. Proposed amendments to corporate governance rules will be implemented in 2027, while solvency guidance will be updated to allow smaller institutions to use simplified methods for calculating solvency supplements. Finanstilsynet emphasises that simplification will not compromise financial stability or consumer and investor protection. The Danish proportionality initiative complements European Banking Authority (EBA) simplification recommendations from October 2025 and aligns with the European Commission's forthcoming report on the banking market.
  • ✓ Scraped:2026-02-19 09:23:37
  • ✓ Created:2026-02-19 09:23:37
  • ✓ By:arahman@vixio.com (35)