Annex of Circular CSSF 22/822 – CSSF

https://www.cssf.lu/en/Document/annex-of-circular-cssf-22-822-11/
Success
Service Enforcement - Payments Institution 85% Enforcement - E-Money Institution 82%
Specialism Anti-Money Laundering/Counter-Terrorism Financing (AML/CTF) 94% Supervision 85%
2026-02-19 09:31:22 · adavies@vixio.com
ID
2885383
GUID
2d236e6c1eaa8554f136285504831f2a

Classification

Service
Enforcement - Payments Institution (85%)

The update mandates enhanced due diligence and AML/CTF compliance procedures for payment service providers and e-money institutions when dealing with high-risk jurisdictions, directly affecting payments compliance frameworks.

Enforcement - E-Money Institution (82%)

E-money institutions are explicitly named as regulated entities subject to the enhanced due diligence requirements under the updated AML/CTF framework.

Specialism
Anti-Money Laundering/Counter-Terrorism Financing (AML/CTF) (94%)

The update directly addresses enhanced due diligence and counter-measures for high-risk jurisdictions under Luxembourg's AML/CTF framework, requiring payment service providers and other regulated entities to apply heightened scrutiny during customer due diligence and transaction monitoring.

Supervision (85%)

The circular mandates enhanced due diligence procedures and transaction monitoring activities, which constitute supervisory guidance and ongoing regulatory oversight of payment firms' AML/CTF compliance.

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TITLE: Luxembourg's Financial Regulator Updates High-Risk Jurisdictions List Under Anti-Money Laundering Framework BODY: On February 18, 2026, the Commission de Surveillance du Secteur Financier (CSSF), Luxembourg's financial regulator, published an updated annex to Circular CSSF 22/822 identifying high-risk jurisdictions subject to enhanced due diligence and counter-measures under anti-money laundering and counter-terrorism financing (AML/CTF) requirements. The annex, dated February 17, 2026, serves as the CSSF's implementation of Financial Action Task Force (FATF) recommendations and designations. It identifies two categories of jurisdictions: those classified as high-risk on which enhanced due diligence and, where appropriate, counter-measures are imposed; and jurisdictions under increased monitoring by the FATF. The circular provides financial institutions and other regulated entities operating in Luxembourg with guidance on jurisdictions requiring heightened scrutiny during customer due diligence procedures and transaction monitoring activities. Financial institutions, credit institutions, payment service providers, e-money institutions, and other entities subject to Luxembourg's AML/CTF framework must apply the enhanced due diligence measures outlined in the annex when conducting business with customers, beneficial owners, or counterparties connected to the listed high-risk jurisdictions. The updated list reflects the FATF's ongoing assessment of jurisdictions' compliance with international AML/CTF standards and their effectiveness in combating money laundering and terrorism financing. The annex is available on the CSSF's website in PDF format and supersedes previous versions. Regulated entities should ensure their compliance procedures and systems are updated to reflect the current designations. **Reference:** Commission de Surveillance du Secteur Financier. (2026). Annex of Circular CSSF 22/822. Retrieved from CSSF website.
  • ✓ Scraped:2026-02-19 09:31:22
  • ✓ Created:2026-02-19 09:31:22
  • ✓ By:adavies@vixio.com (41)